Asset Acceptance
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Category: Business & Finances
Contact Information
California, United States
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Asset Acceptance Reviews
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November 26, 2008
Unauthorized billing
I am a single unemployed mother. I received notice from my bank that a company, Asset Acceptance, LLC that $75.64 had been garnished out of my puny checking account. ?? I have no idea who this company is, nor do I know how they were able to garnish funds out of my account without any notice, a hearing, or anything??? I went to the courthouse yesterday and apparently it's a company that my ex-husband filed bankruptcy on back on '05 when we divorced. I do not owe them a penny and do not understand how this has happened. Needless to say, it's left me with no money for food or gas as I cannot afford to dole out $75 of my account for money I do not even owe.
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November 26, 2008
Overcharged
I've had a 'past due amount' of $157 and paid $30 of it. It was a phone bill from 6 years ago. They've recently contacted me ON A DAILY BASIS about this 'problem' and continue to leave messages on my cell. It's not on my credit report, and SBC has told me that it has been closed.
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November 3, 2008
rude calls
rude calls daily and when asked to speak to supervisor I am never given one and they conctnatly talk and yell over me when trying to speak to get some nfo.
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October 16, 2008
Horrible Company
Asset Acceptance has been calling my house for about 3 months to talk to my wife. I finally got tired of listening to the messages when I got home after work. So I returned the call. I tried to keep it simple and just get their address and the account number they were calling about. I just wanted to write a "Quit contacting me letter". After a few questions, I got the information that I needed. I decided that I wanted more specific info on the 7 year old debts so that I could have legal backing when AA sells it and it get re-aged on my wifes credit report. She passed me on to her manager. He apparently was kicked repeteadly as a child. His anger was just amazing. He made sure to tell me that my wife are are professional debtors because I refuse to pay for debts that 1. There is no proof they are my wifes. 2. Even if they are, they are both past the SOL and almost to the point of coming off her credit report. He then proceeds to tell me that they also have another debt in my wifes name. I decide this is as good a time as any to go ahead and get the info to write a letter about it as well. Mr. Needs to Get Laid, has a hissy fit on the phone. I decide I have had enough and I just hang up on him. Now guess what is happening? You got it, they are now calling to collect on the second debt. I just want to know what I can do to protect myself from them selling the debts and this stating all over again. I know that AA is fraudulent because they have tried to collect a debt from that they claimed was mine before. I had never even had an account with Alltel and they decided to drop it. This company has no decency whatsoever.
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October 9, 2008
Harassment
I have never heard from Asset Acceptance previously before the call I received from them while on the job. I asked them what was the nature of their call? They explained the reason for the call and I in turn TRIED to explain to them that I do not owe them or any other so-called company they are speaking on behalf of a dime. I am a victim of identity theft over 5 years ago and I did NOT charge this debt. They hung up on me. They never even tried to contact me at home, first call was to my place of employment. Thank gosh I am in Management where I am employed and it was not an ordeal I had to contend with. This company is a joke and very unprofessional. I have only been contacted once and I feel confident they got the picture and will no longer contact me.
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October 6, 2008
wrong number they are calling
I ha ve been divorced from my ex-husband for 13 years. They keep calling my home phone number looking for him. We had never had this same home phone together when we were married. I even gave them his phone number - they will not stop calling me.
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September 23, 2008
Fraud and cheating
Asset Acceptance of Warren, Michigan and also of Cleveland, Ohio is a scam to rip off your money. Asset Acceptance trains their employees to be Con Artists and try and take your hard earned dollars away from you. Consumers have rights and do not let Asset Acceptance take those rights away from you. There are Federal Consumer Protection Laws and Asset Acceptance will violate those laws without your knowledge in attempts to rip you off. You have rights, contact a attorney if necessary but do not let Asset Acceptance take your money away from you.
Asset Acceptance buys old outdated accounts from companies for pennies on the dollar and attempts to collect on them. They add on super high interest fees to over double the amount they say that you owe them. Most times the accounts are so old that legally they cannot collect on them even though they will attempt to.
There are consumer laws to protect consumers on old debts. There are cut off dates that a account can be collected on. Check the internet for consumer protection laws and do some checking on the consumer laws before answering any questions from Asset Acceptance. Do not pay them a single penny as in some cases that will reactivate your old outdated accounts to make them legally collectible again. Do some investigating and it will save you from paying Asset Acceptance any money at all. You have rights and do not let Asset Acceptance violate those rights.
Send a letter to the Federal Trade Commission, The Better Business Bureau and also the Attorney General Office in your state asking them to shut down Asset Acceptance so they will not continue ripping innocent people off.
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September 22, 2008
Scam and lies
I was contacted by an agent of Asset Acceptance based in Fl. I returned her call and spoke to another agent, didn't write her name down. Very friendly, acted like I had a bill to pay and wanted to make arrangements. She told me I had a gym membership that was sent to collections. couldn't name it, just kept throwing out names, like a dip I responded with I haven't belonged to a gym in over 10 years and sure enough, it was 19 years ago.
I was a member of Bally's. I mentioned that I closed those account in good standing and even if there was a collection notice the statute of limitations negated it. She told me 'that only applies to credit cards'. I called her out and told her it applies to this as well. That I closed all my gym memberships in good standing and if she was able to find a debt it was a friggin miracle, at which point she hung up on me.
I am sure this is going to become a legal problem and I wondered what should I do next? I have already filed complaints with every org. I could find and ordered credit reports.
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April 29, 2008
Incompetent and unethical
I happened upon Asset Acceptance because something showed up on my credit report last month. They had no reference phone number so I had to track them down through the initial debtor, Bally's Fitness because that's all that was referenced on the report. This debt was incurred over 6 years ago. Asset Acceptance apparently bought the debt in 2003 and has supposedly attempted to contact me about the matter many times since then. Yet the address they have on file is one from BEFORE I ever incurred the debt. How is that possible? In the time since they purchased the account, I have moved only within the county and have been up to date on my DMV the entire time. I have successfully applied for credit at my current address and yet they still couldn't find me. So of course, as soon as I discover the negative credit reporting, I contact them and resolve the issue immediately. Now I am going to go and see if I can get them to remove the negative reporting since it was due to their own incompetence that they were never able to collect. Think I have even half a chance?
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April 25, 2008
They are nothing but thieves
They got themselves an attorney to represent them from Minneapolis. I am deaf and disabled so of course I could not attend a hearing about an account that had unauthorized payments taken from a credit card years ago.
They got a judgement and froze my bank account and withdrew my the remainder of my social security disability check. Sent them my 1099 as proof that I receive SS disability and also proof that I receive a monthly check.
Of course they are fighting the exemption. There goes my medical bill money for this month. I can't afford an attorney and can't ask for a hearing because I am in the process of moving.
Pretty bad in a time of bad economy that these dregs of society and bottom feeders go after the poor and disabled. I hope they rot.
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