Asset Acceptance
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Category: Business & Finances
Contact Information
California, United States
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Asset Acceptance Reviews
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January 12, 2008
Scam!
I just received a summons to appear for a suit being filed by Asset Acceptance LLC on a credit card account that is 9 years old, is for more than twice what they list the account balance at, and I am not certain this is even my account. I had to file for bankruptcy due to wife's breast cancer and had thought I had listed all accounts. I have received no proof that this was actually my account. If it was an account that I missed when I filed, I live in a state where the SOL is 5 years anyway. If this was first proven to actually be my debt, I would consider repayment since I have recovered financially, but to have the amount due listed at MORE THAN two (2) times what the account shows is ROBBERY!
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January 16, 2007
AALLC is a debit scam!
Long story short, AALLC has sent me a few letters trying to collect on an old debt I had with Nexcard for around $700.00. It was charged off in 07/2000 and bought at some point by AALLC, i do not know when. SOL in Maryland is 3 years as far as i can tell, and AALLC has been re-aging this debt several times to make it appear that this is much newer debt, which it is not.
I sent them a request for debt validation letter and what i got back was a print out from AALLC stating my name and last 4 of my SSN and current address, original nexcard account number, new AALLC account number, original amount owed and accrued interest equaling over 1600 bucks.
Does the above constitute true validation (I don’t think it does, and am prepared to send them yet another differently worded validation request with examples of what i want) and what can be done to prove to the credit bureau's to prove that this is out of the SOL and is re-aged debt, because they keep saying it is legit debt and keep reporting it.
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January 5, 2007
I don't know how anyone in America couldn't trust their validity
Asset Acceptance LLC has contacted me regarding a debt from 1999 with B of A, whom I have not used in at least 10 years and at the time I'd terminated my account in good standing for the reason of relocation.
Asset has my SSN (???), apparently will not validate the debt, has put the full burden of proof on me, and has even explained that I have yet another account with a company I have not used in at least 10 years and have had no knowledge of a debt to them either...guess they are waiting till later to bill me for that one.
When requesting validation, I was told that it was my responsibility to pull my credit report annually and I should have known the debt was on there, however I had pulled my credit report and never saw the debt.
When I questioned their credibility, I receive the haughty response that they "are a publicly traded company"...hmmm...well, considering that little factiod, I don't know how anyone in America couldn't trust their validity....(yup that was pure sarcasm there).
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