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Rhonda Avera
June 5, 2011
harassment/demanding payment
I have complained about this company serveral times and for some reason I can't get any help.Let me start by saying I purchased a 2003 Toyota Camry from a local dealer and the financed company that financed the automobile was known as Peak 5, I don't know when they changed the name but after several failed attempts to contact them to no avail, after months of no contact the new company now known as Autoportfolio Services contacted me and told my loan payments was three months behind.That was the start of all of my problems.I have since not been able to come to no kind of agreement with this company, they constantly call me and harrass me about my payment.I have asked several times for a copy of my original loan application, payment history for the lat 24 months, and a copy of my contract, 24 months later I have still not received it, this is a violation of the Fair Debt Collection Practice, under the law they are required to furnish me with this information.On May 31st 2011 this company called my employer and told the secratary that "this is the last attempt to collect payment". I know I have right to privacy and this is a violation of my privacy.Please help.I am wanting to file a suit against this company.They have harassed me, violated my rights to privacy and intimadated me.
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Cynthia Caroline Murphy
July 20, 2009
No notification of vehicle loan purchase from Peak 5
I had an auto loan with Peak 5 a division of FlatIron Financial Services and when I called the Co. the voicemail indicated they were no longer in business. I never received a letter or phone call letting me know the change so I could send my payment in a prompt manner. This will delay my payment and could result in a reporting to the Credit Bureaus. I have been paying on my car loan since May, 2004 and haven't had any lates since 2005.
Cynthia Caroline Murphy
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