I applied for a personal loan in Axis bank. A lady named Indu who spoke to me told me about the documents required for the loan.

I submitted all the documents, even the verification process went through fine. She told me that I have all the necessary documents so I would definitely get a loan.

Recently I recieved a letter from Axis bank stating that my loan request is rejected. There was no reason mentioned in the letter. When I tried to call the lady, she told that everyone are busy as it is the year end.

I have a feeling that they have rejected the loan without any solid reason.