I had taken two Unit Gain Plan through an agent of Bajaj AllianzKailas Plaza PattomTrivandrum 4 Kerala Policy No:0006704420 started on Jan 052005 and 0004824966 started on June 01 2004 and paid full premiums of Rs10000 each for three years. The agent had said that i had provision for full withdrawals after three full paid premiums and that its optional for me to pay premiums after that and the money Ihad paid could anytime be withdrawn by me. I asked for full withdrawal this year after 5 years for which they gave two cheques dated 27 Aug 2009 for Rs.26285 and Rs26992 even though they had assured a sum of Rs50000 each at the time of joining the policy not even the money I had saved and deposited.

Now they are sayingthe policy premiums term is of 09 yearsand Rs.50000 is a Sum assured for that you have to pay premium for 09 full term years. How can the sum be just 50000 when you had pay full premium for 9 years and the would amont to Rs90000.