We are being Harassed by the Bank of America Home Loans ( Country Wide) We have made our payment on our property every month, we have been on time with a payment every month for almost 5 years! We have tried to negotiate our Loan amount with Country wide and Bank of America since December of 2008 . We have made phone calls, and sent letters with no Avail! We have sent a little less than our payment each month but always most of it and on time. This company would rather foreclose on our property than accept our payment of $1, 600.00 a month on time!!! this is nuts. Who can help us negotiate with this company????