Bank of America
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Category: Business & Finances
Contact Information Austin, Texas, United States
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Bank of America Reviews
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Bank of Greed
March 17, 2011
Flood Insurance
Bank of America aquired my loan from Countrywide mortgage. I was later informed by regular mail that I needed to prove flood insurance. When I found that my condo association was no longer carrying flood insurance on the property, I bought my own. Bank of America determined there was a lapse from 10/14/10 to 11/24/10 and added to my loan balance a premium of $546.76. FOR SIX WEEKS OF COVERAGE! There was no certified mail, no email, and no declarations page to prove cost of the insurance.
I didn't even get a kiss...
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camard
March 17, 2011
Theft of funds!
The Bank of America is making new headway in the area of ripping off its' customers. Not only do they purposely clear and post deposits and withdrawals in a manner to overdraw your account they do it in a fashion to specifically charge the most in fee. This has happened to me on several occasions where if given a timeline it would have been fine but using their method cost me hundreds. On top of this when closing the account they took a check that had cleared and bounced it. This left my account open causing chaos to my bill pay. What is crazy is they let me close the account with the amount of the check in it but then said that the money left hadn't cleared yet. It makes no sense how they come to that conclusion but they were able to get 35 last dollars out of me. Please consider other banks as this is one of a hundreds horror stories I have heard about them.
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peony0825
March 16, 2011
Sold customer information
I am so sorry to write this letter in rage. Can you believe Bank of American sold customer information? If I have not suffered this bad thing, I won’t believe. But, it is true; Bank of American has sold my information to National Union Fire Insurance Co. of Pittsburgh, PA!!! I never use my card on the internet, how can this bad company got my information and charges my money? When I report the fraud of National Union Fire Insurance Co. to bank of American, I still think you are innocent! But, unfortunately, today when I search on the website, I find that I am not the only person suffer this scam! And I recalled that there is an insurance company, named himself as bank of American insurance company, called me several times in 2010. Oh, Bank of American, you not only sold my information but also your own “fame”.
As one of biggest bank in US, please cherish your reputation!
Please give me a fair answer!
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suzyQ1
March 16, 2011
making mistakes on my mortage
Bank of america service sucks big time. Here is why every time I make a mortage payment on time or even days before payment is due. They make a huge stupid so called mistakes because they are all dumpies working at this bank. The compliants I have range from getting my payment loss or my checks lost, an taking out the mortage payment twice in the same month. Again their mistake you think in this day they would be happy to take your payment an not make mistakes or try to be nice about it or help the customer to fix their Mistakes!!! NO way that would be asking to much from this great Big Bank of America.
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John Huber
March 15, 2011
Scam?
Recieved an email that has Bank of America's heading at the top of the page. "ACCOUNT SUSPENSION ALERT"
However, the email address I recieved showed the sending email address as: [email protected]
I just can't read where this email address looks anything like it wouild be tied in with Bk Of Amer.
The email letter states that my account will be suspended unless I verify my account information. It stated that I have 24 hrs to respond or my account will be suspended. It also stated that someone tried to access my account from a different location.
I would appreciate you looking into this matter and advising me if this is some kind of scam. I of course did not respond to the email. I instead went to a Bk of Amer. branch to speak to a bank rep. The gentleman gave me this abuse email address to file a complaint. He said it looked like a scam to just try and get my bank info. Thank you!
Regards; John E. Huber [email protected]
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terbear69
March 11, 2011
FHA loan
Bank Of Satan!!
FHA=FORECLOSURE!!
If you have a B of A / FHA loan... Don't hold your breath on a loan mod, FYI.. there is no incentive to help you especially, because our idiot goverment promised to pay a fha loan in full if it defaults, even covers B of A with loss of propertyvalue to cover the difference. Wow, what a sweetheart deal they got!!!
If you have (or had like me) and FHA loan serviced by B of A, check to see if your payments went up- that they didn't accidently double your property taxes- only reason I defaulted, too late for me, I couldn't get them to fix the error of and extra $500 a month. With FHA, you have to have an impounded account, problem is the servicer is unable to process basic mathematics. Please double check your payments if they increased. Bank of Satan !! I heard the Company Execs got a pay raise this year and BONUS checks!!! Oh yeah, and the government gave them millions more in tax payer money!! FHA = Foreclosure!!!
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LisaY
March 9, 2011
customer service
Because of my past experiences with Bank of America, I have started sending money orders certified... Once again Bank of America has lost my payment, and I have all the proof including the signatures from Bank of America signed for it, but they are putting it back on me to resubmit the payment. It can take up to 30 days to get the money ordered refunded, and now I am late on my payment... but they don't seem to care. Their only offer to make it better was to waive the phone fee to pay them more money... money they lost! To make matters worse I am trying to get a loan with someone else, and I have spent hours on the phone with bank of america trying to simply get a statement of what is currently owed... not what is owed on the last statement but what is currently owed. Not only can they not send me that, but they cannot understand what I am asking for. I kept asking over and over again for a statement to show what the status is of teh account right now, and the customer service rep kept offering me past statements. When I told her i needed to show what was owed right now, she offered me a statement from January.
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KeithP
March 9, 2011
Customer Service
WORST CUSTOMER SERVICE BANK IN THE COUNTRY. Everybody knows it. When are those rednecks in Charlotte going to do something about it. Hiring people with IQ's over 40 might help.
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KeithP
March 9, 2011
Medallion Guarantee
My wife went into our local BofA branch in West Islip, NY to have them provide a medallion guarantee (MG) of her signature. The MG is to be used to transfer the stock of her recently deceased father into her name. The MG is nothing more than a stamp from a bank acknowledging that her signature is correct, sort of like a notary. Since we have our accounts at BofA, and they have her signature on file, this is an easy thing to do. It's also a requirement of the bank. Unfortunately, she came across an idiot in customer service that refused to provide this basic service. She went back the next day with a death certificate, court letters and a note from our attorney. My wife was refused again. The woman was extremely rude. Everyone in the industry (including me) knows that this is no big deal and should be a service provided. The other thing we all know is that BofA is the worst client service bank on the planet. I worked for them and can attest to that. Let's all boycott this backwater institution.
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Minnee
March 8, 2011
Modification Help .....Really???
It is obvious that Bank of America does not want to work with people, they teach there customer service representatives to lie and give the consumer the run around. In November of 2010, when I called there loan modification department and told them there was a chance of imminent default they told me that I qualified for the modification and they were mailing the modification package out to me. Finally I missed my payment in January, one cause I could not and two that maybe it will get their attention. ...it did alright ...since then I am being hounded by their Loan Counselling department. Today is the 8th of March, 2011 and I have been receiving threats os foreclosure calls from there loan counselling department at least 15 times a day but the package has still not arrived. There reps kept telling me it has been mailed and re-send by Fed Ex...where is this elusive package. And today I called again and their representative tells me the package was never sent out. I have the ID numbers of people I spoke to.
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