Bankers Life & Casualty

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Category: Lifestyle

Contact Information
Sterling, Virginia, United States

Bankers Life & Casualty Reviews

James M. Clark July 10, 2010
stalling. no payments
my dad paid for long term health insurance years ago for himself and my mother. They both had to qulaify to activate their policy by paying for in home service for a certain out of pocket expenses and then be evaluated. They did both, which activated their policy. The local office in Phoenix, Arizona sold them the policy but Chicago is assigned to process. They provide no contact names or direct extensions, they constantly state they lost invoices or there were errors, months go bye without payment, no way of anyone getting to the bottom of anything. The process is designed not to work. I finally contacted the Phoenix office and they investigated and found that what I had told them to be true so they started aiding me in getting them to process. Now they have stalled again due to " re-evaluation" What does that mean. The local Phoenix off now saying "it's been escalated" but has been months. Now what.. The cost is approximately $7, 800 per month. Its now getting to a point that their savings is being depleted. What other steps can be taken to get these type companies to follow up with clients that actually activate policies and can't get support?????
Nurse for the Eldery November 24, 2009
Deceit
This company should be ashamed of themselves. My parents 75 and 76 years old have had a policy with them for 6 years. My dad had a significant stroke that left him seriously debilitated. He was sent home to die with dignity and respect. My mother contacted Bankers Life to "activate" his policy for home care. Believing in what the agent sold her (all lies).
She was told by MULTIPLE people at Banker's Life, " He (my father) met criteria for round the clock care 24 hours / 7 days a week". Any sane person would believe that meant Bankers Life would pay on the claims for round the clock care givers 24/7. WRONG!!! They failed to mention the BUT... He met criteria for round the clock care 24/7 BUT... the policy will only pay a max benefit of $120 a day. Now who knows anyone who will work for $5.00 an hour . No one. It's unamerican. It's below minimum wage. Disgraceful!!! Bankers Life is deceiving our eldery. Selling them a pack of lies to get them to sign up for the policies. They had no problem taking the funds from my parents to pay the policy premiums, but they have all kinds of problems paying on the claims. I say it's Elder Abuse!!! When you call the company, you get a huge run around with empty promises that they will "look into it", and call you back. No such luck. "Customer Service" representatives are very rude. I spoke with five different people trying to help my mother, to no avail.
BEWARE!!!
BEWARE!!!
I can only hope someone will see this psoting and avoid getting involved with Bankers Life & Casualty.
For my mother whom is 75 years old to have to go through this while trying to cre for her 76 year old status post stroke husband of 54 years is a crying shame.
Again, I say to Banker Life & Casualty - SHAME on you!
KTM November 3, 2009
Failing to live up to contract
My 92 yr old Mother was in perfect health until suffering a TAI in Jan 08. It caused her to move in with us which is fine. I love taking care of my Mother, however, Bankers gave her a long term health care plan in '97 with in home care. Today I called and they said 'not true; only if she is in a nursing home! And then I'd have to pay out of pocket the first 3 months!! I want at home assistance and they will not provide and the cost would be less. They have ripped her off, lied to her and taken advantage. I will seek legal counsel and I will seek out the news media to make sure that everyone knows about the snakes called Bankers Life & Casalty. Watch out for them...they just want your money!

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