Bankers Life and Casualty should be shut down. This company is absolutly deceitful in its behavior. My Mother bought a Long Term Care policy on my father years ago. My father has become bedridden, in need of significant daily care. The company did pay 26k of the claim after making us jump through hoops but given good documentation paid. Now after a required 6 month break and additional 6-9mos we filed additional legitimate claims and the company is trying desperatly to weasel it way out of its obligations. No straight answer from anybody, shifted from person to person, no case representive. As of late are now claiming they sold us a different type of policy than the salesperson stated and different than even the policy documents describe. We have retained legal representation and given full documentation will track them to the end of the earth to get fair treatment. I CAUTION YOU that unless you have significant resources to hire an attorney and are in good enough health to maintain the pace of the task DO YOUR BUSINESS ELSEWHERE. This company is an absolute rip off scam and with good reason they have lost better business bureau accredation. The top executives should be put in jail and the people that enforce their theiving policies should me put in as well...