Respected Sir,


Myself Harit N Mehta holding an Account in State Bank of India, Narannagar, Ahmedabad.

A/c No. 31317953670.

While Filling the New Account Opening Form I have Applied for "No Cheque Book" Account.

But Due to the Mistake of The SBI Staff They Issues me a Account with Cheque Book.

So, As There wasnt Any Need of Cheque Book To me, I Requested them to Discontinue the Cheque and for that No charge was Suppose to be Levied.

But they Deducted an Amount of Rs.50.

On Nov. 24 I have deposited an amount of $500 at ATM machine of Bank of America Located in Sunnyvalle CA, the machine took the money but the money was not posted in my account and no receipt was given back to me by the machine as a proof of transaction, a couple mins past after that incident i then right away inside the bank to ask for some assistance and so of the bank clerks went outside with me but when outside the machine already took the money and we went back inside then made a complaint to the branch manager and they call this other dept. which is the claims dept. to report the incident and to get the credit to my account but they said that they need 10 business days to get the issue investigated and before they can decide wether they're going to credit the money back to my account. The problem here is that i deposited that money so that i can pay my green card renewal through online which will expire Dec. 15 2010 and that's the only money i have and i owe that money to one of my friends, and this is what happened to my money. Bank Of America has a program called ebanking that only allows the clients to make deposits through ATM machine and this is not a good program because we can't always be %100 sure that the ATM machines are efficient not unless the ATM will be use, so it's like depositing at your own risk

Date 5h March 2010.
From. Place: Bangalore.
Mr. K V. Suresh Babu
M.N. Technical Institute,
Kammagondana Halli,
Jalahalli west, Abbigere Main Road,
Bangalore – 560 015.

To,
The Manager,
State Bank Mysore Bank,
HMT Indl. Estate, Jalahalli Branch,
Bangalore - 560 031.

Dear Sir,
Sub: Compliant against Amount has not received after Inserting the card at ATM Counter on 01/07/2009.
Ref: SB A/c No 64019277647 of SBM HMT Ind. Est. Branch
Debit Card No 5046454772800026887
This is second reminder for this same problem of my SB A/c No 64019277647 I operated with my ATM card First time on 01/07/2009 at 06.05Pm at Indian Bank ATM counter at new BEL Road Dollars Colony, Bangalore. The amount of Rs.2000/- was not received through ATM machine but amount was debited to my account and on 02/07/2009 entered in my pass book. On the same day I.e. 01/07/2009 at 06.15pm second time I went to the HDFC ATM Counter at New BEL Road same thing was repeated Rs.2000/- amount drawn, was not received by me, but has been deducted from my account. So Rs.4000/- been deducted from my SB A/c. in total.
The Amount has not been credited to my account in spite of several reminds to the manager of SBM. Personally and no action was taken to my first Letter
Kindly re credits the amount the amount immediately along with the penalty /interest as per RBI Norms. If no action is taken, I am forced to report to RBI. As a salaried person. I am put into lot of problems due to delay in settlement of this amount of NO FAULT OF MINE Early compliance is solicited.

Thanking You,
Yours faithfully,
Copy to
1) RBI,
2) A.G.M.
3) Senior manager ATM shell.

In 2007 I paid more than $600.00 in unfair overdraft fees. I just find out that I should have filed a lawsuit about it. However, my health at that time was fragile; I was just trying to get myself well, so I just paid the fees and didn’t fight. but I still have the records of it.

This was a BOA – online bank alert received - You will be assessed a $35.00 Extended Overdrawn Charge on 07/16/2009. Make a deposit of available funds prior to the cut off time posted at the ATM or Banking Center on 07/16/2009 to bring your account balance positive and prevent this fee. – MY DEPOSIT WAS MADE - 07/14/09 in the Amount of $150.00. However, several charges of $35.00 have been assessed against my account sending it into an overdrawn balance. This is very unfair and I am not going to allow myself to be victimized any further. If need be I will go to my bank branch and picket the bank. Many of my senior citizen friends and family who no longer bank with this bank, will be there in support, we are MAD AS HELL AND WILL NOT TAKE THIS ANY MORE.

P. S. I have also been advised to go to a PAY PHONE and call your 1-800 number. This is also being sent to 100 other people and they in turn will inform 100 people themselves. These unfair charges must STOP!!!