BB&T are extremely unworththy of care for your banking needs. If you have ever had an NSF charge check the order of how they process their debits and credits. Did you know if you call BB&T 24 and you are told you have funds and your puchases are on ACH hold. guess what there not. If you make a purchase beleiving they have sent your funds in good faith to the ones you owe and you continue to do business 2 or maybe 3 days later and the last merchant send in their request for payment. Well the funds you believe was sent to the first sent of merchants have now been re-deposited to your account sent to the last transaction (because they got there merchant request in first) is paid and anyone who you have left based on the money in your account now just costed you a large amount of NSF fee!!! There for look ant your statements closely I had 115.00 in bank made 4 (50.00, 44.00, 11.00, and 10.00) separate purchases leaveing .61 cent in the all posting on 2/17 then a purchase (69.99) that was made online 2/18 this merchant sent in their request 2/19 BB&T this company then NSF all 4 of the transactions (yes, even the 10, 11) And by the way my direct deposist from work was showing on the automated system and was available at midnight 2/19 going into 2/20 with other transaction that are reoccurring on the 19th they also NSF them as well to a total of $290.00. When informed well the funds are there and you don't post till midnight why am I being charged and if your system tell me funds are there why did you not pay the 4 first and prompted told its not our policy we pay the largest first. I say ther purposely NSF people accounts for their own selfish gain. In my opinion this is theft and fraud