Bd nationwide lending is a farce. My husband and I applied for a loan. We were told by Jeff Morris that we had to get our own credit scores online from "Credco" so we went online and signed up for the service. told him our scores and my score was 5 points to low. Mr morris referred us to Lexington Law, he said they would help us get our scores up quickly. I called Lexington law and signed up for the service. waited 30 days and my score went up slightly but not because of anything directly related to Lexington Law. Had to pay another $60 to Score sense to find this out. Called Mr. Morris back and he sent my husband and I each 3 emails with differnet links to differnet credit score companies so that we could get our scores again. I told him what our scores were and he said he would check with the underwritters and call me back. Since then I have left him many voice mails and emails. none were returned. We have wasted over $400 on his advice and he won't even return a call. Do not fall for this scam. They say they help people in debt with poor credit but all they do is waste money and time and offer no help in the end.