I WAS IN A BAD WAY AND WAS CONTACTED BY MR. JAMES CARPENTER ABOUT A LOAN AND WAS TOLD I WAS APPROVED ALL I HAD TO DO WAS SEND 4 MONTHS ADVANCED PAY TO THEM AND I WOULD RECIEVE MY LOAN BECAUSE MY CREDIT ISNT THAT GOOD. LIKE A FOOL I DID BEFORE THE HOLIDAYS AND WAS TRYING TO CONSOLIDATE MY BILLS AND HELP WITH HOLIDAYS FOR MY FAMILY YET ALL I DID WAS BECOME A FOOL IN A SCAM THAT TOOK ADVANTAGE OF ME AND OTHERS LIKE ME. NOW MY FAMILY HAS PAYED FOR MY STUPIDITY AND CHRISTMAS WAS TERRIBLE AND MY BILLS ARE STILL THERE. I HOPE THE CROOKS ROT IN HELL FOR WHAT THEY DID TO ME AND FOR WHAT THERE DOING TO OTHERS LIKE ME THAT DID THIS ON FAITH WITHOUT FIRST CHECKING WITH SOMEONE TO SEE IF THEY WERE LEGIT.