Telemarketer calls and speaks very fast and unclear, somehow they tell you the last 4 digits of your credit card. They then offer a $100 gas card, then starts spitting out offer after offer of what else you will receive. They speak so fast so you can't really understand what there talking about. They then start charging shipping charges for these products.

Out of 3 separate products and/or services, Bella Brite was the biggest scammer. They send you a unmarked box with no company name, so they know you will most probably open the box. Which they say you can return because you opened the box. There are no instructions in the box, just product information.

After 10-12 days they charge you $69.87 for the product. But before you can catch this on your account they send out another unmarked box. And now charge you $75.87. When you finally get wise you call them and they say your stuck with the first shipment but they will cancel any further shipments. But by this time you have been sent the second shipment.

Well now you must return the shipment within 15 days at your expense to supposedly receive a credit back of $75.87. To make matters worse they not only have your credit card number but the credit card they used was a old card that should have been canceled by the Bank. I just found out this credit card has not been in use and was tied into a upgraded credit card with a different number. I have serious doubts I will get the $75.87 refund. But I will fight both Bella Brite and the Bank to the bitter end.

Beware of these companies that are actually one in the same but will deny knowledge of each other. My wife received a phone call from a man that stated he was calling on behalf of our credit card company and would like to send us a free gift. She told him that if there was any charge involved or she had to purchase anything that she wanted no part of it and he told her there was no purchasing involved.

Fast forward two weeks and while paying bills i noticed that our credit card was over its limit. I made note of the unauthorized charges and since it was late i had to wait to call until morning so in the meantime i researched these companies. What a surprise it was to find out that they would start billing my credit card 2 - 3 times a month each and upwards of $70 each time.

The next morning my wife and i called BOTH places and spent nearly 2 hours on the phone. We never received any packages but since they send them through the post office and don't need to be signed for, they put the USPS on the hook for it. We were transferred from one person to another and all were very rude. Finally after several hang ups from them i called our credit card company and reported these charges as fraud. Luckily they took it seriously and refunded our money and said they will stop any further charges from them and would not charge us an overdraft fee. Best of all they said if these companies tried again they would do their own investigation into them.

I know we were very lucky because they didn't have our bank account number but others aren't so lucky. A few tricks into there practices; as i said before, the packages don't need to be signed for so even if you don't receive them you still have to pay and have to go through the post office to get it cleared up. Second, they called representing our credit card comp. which was a very unwise move. Third, if you open the packages they send, you still get charged even if you send it back because they call it product tampering. Lastly, we requested the recorded phone conversation from the first call and what do you know? They start the recording after they claim to be representing a credit lender.

I have filed a complaint with the better business bureau and i suggest that everyone who has been scammed by these people do the same. If your situation resembles ours in any way call your card company and tell them you were defrauded. If enough people are making this claim then some one will drop the hammer on them.

Once again if they call and say they are from a credit card comp. notify your card companies ASAP because they DO take misrepresentation VERY seriously.

Bella Brite called my cell phone I told them I was not interested they then said it was absolutely free to try so I said ok and now there is a 3.97 charge on my checking account.

Warning! They offer a trial for 10 days. You have to cancel within 10 days or you will incur further charges on your account in my case $77.00. The email address on their website that they claim allows for easy cancellation doesn't work. Thats how they get you. By the time you get the product and go through all the hoops they have already charged your account. In my case on the 11th day. Please be careful.

I have been trying to council my account and can't for all I get on the phone is the web site to council it and when I go there they are wanting you to sign up for a free trial. I want them to stop taking money from my checking account.