I applied and was approved for a Best Buy MasterCard with a $300 limit. I usesd this card for gas, groceries, etc. and always made my monthly payments on time. I live paycheck to paycheck, so the avaiability of acredit card helped when the end of the month came around. I made numerous payments to the card around the first week of the month. But the payments would not process for 10 or more days!! Even some purchased did not process for days. Today I needed to use it for gas so I could get to school. The card was declined due to my balance. I began calling the customer service line at around 3pm. It is now 9:04 and I have spoken with 6 supervisors, all of whom gave me adifferent story. I would rather peel my fingernails off than deal with these stupid people anymore. I will tell every single person I meet that BestBuy is a scam waiting to happen. I have always been a big ticket customer to them, but now I will happily pay more for a company that can keep their customers satisfied.