First I would like to say it sounds like Beacon Financial Group from the complaints from I year ago but its the same scam. Bettina Lending Solutions, supposedly located in Denver, Colorado, is nothing but a bunch of lying crooks. They contacted me stating I filled out a form which I did online to see if I could get money for college $5000.00' by a private investor. This investor only needs you to make one payment of 749.00 Western Union to Lynn Williston in Canada. Two weeks before Christmas Michael Heiserman called me and stated the invertor needed an additional money from me in order to realease my loan so I sent 900.00 more to Which turns out to be to Christine Savoury in Canada. My loan representative Micheal Heismerman immediately called me needing the reference number for the Western Union, So i gave it to him, and then he ask for my Banking Information, and I gave that information as well, He said it was to transfer my new loan into my checking account. When Christmas arrived and left and I kept checking my account because I was told the money would be their by Christmas Eve I called him Micheal Heiserman back and he never returned my calls. The week of New Years I spoke to a Tina Hunter from Bettina at 1-877-215-1015 and she told me she will forward my information to him asap and she stated she was sorry. In short never heard from Michael Heiserman nor Tina Hunter and the number number listed just states 'Goodbye." and Michael heiserman cell number he called me from Brooklyn New York is 1-347-562-2648. I have contacted the FTC and the BBB and Attorney General. If any one has experienced the same please call the FTC at 1-877-382-4357