i got a phone call this morning from a man stating that i owe money to a picture company, he said if i didnt pay by friday they would pursue legal action against me and id have to pay the lawyer and court fees along with an 8% interest fee. Noone from our365 portraits have tried to contact me, or has sent me anything regarding a payment due, although they state they have tried to contact me numerous amounts of times. What do i do?