BMS GRANTS just took 39.95 out of my bank account unauthorized. There is no phone number and no way to undo the transaction. I don't even know what I purchased. It is not right that website solicitors can have access to money when they haven't held up their part of the bargain or they just go ahead and take money without advance notice to the consumer. There are just TOO MANY scams out there. As one of the people who has suffered, BUYER BEWHARE, this isn't my 1st time either. Unknown in Upstate NY