Cabelas Visa World's Foremost Bank

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Category: Business & Finances

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Utah, United States

Cabelas Visa World's Foremost Bank Reviews

Peter May 14, 2009

Still not quite right

Cabela's Visa called and asked us to correct our original complaint on this website. While I could not find a way to correct the original complaint (something this site should FIX) I will add this complaint to it and hope that helps the poor women who work in the help department at this company.

While it turned out we did owe the money that we disputed because of an error on a magazine order and it was not Cabela's fault that they kept billing us, my complaint as far as how they handled it still stands.

Case in point, I called to say we did need to pay the disputed amount and sent the amount we owed to them. I apologized for the mix up in communication. Three days later we got another bill for a late fee and a finance charge in addition to the money we ended up owing. I understand they may not have gotten our payment and they did credit last months late fee and finance charge but it would seem that this bank doesn't know what it is doing and it leaves the poor "Quality control" people making up for what is lacking in the regular business side of the company.

I think the "help people" who work for this company deserve a medal and I would still say, "Don't get this card!"

bigkid December 18, 2008

0% interest is misleading

0% interest promotion seems to be a scam.

Don't get burned by Cabelas 0% interest "deal". Warning!! Don't get burned by this HOT Slick DEAL. Be aware that the Bank that Cabelas uses is World's Foremost Bank. It is basically owned by Cabelas. The Bank policy is such that it is "almost impossible" to get the 0% interest. This is their scam. Say your monthly statement is $1000. And say you have a 0% interest purchase of $500. Say you pay $1200 expecting the extra 200 to go to reducing the 0% balance (like most if not all of us would expect).

SURPRISE, the Bank will show 1000 going to pay the monthly bill, THEN it will apply the 200 to NEXT Month's bill (assuming you use the card and have been charging purchases to it). SO, your 0% balance IS NOT being paid as you expected and then WAMO, you get a bill with INTEREST charges on the SO CALLED 0% PURCHASE THAT YOU HAVE TRIED TO PAY OFF. Slick Deal indeed.

The only way not to get charged interest, is to NOT USE that card for the last couple of months of the promotion, then the Bank must apply payments to the 0% balance.

I personally think this is deceitful and false advertising. I have called Cabelas corporate office 308 254-5505 to complain and I urge you to do the same. Otherwise, get ready to be screwed and mis-lead.