My husband and I became members and paid all fees as required. My husband became ill in 2007 and was unable to work for some time. I worked two jobs so we could live. He passed away in May 2011. OAI did not care that I had lost my husband, the primary member, and was struggling to make ends meet. What money he left me was used to payoff our debts, these bottom feeders were paid the balance on the contract as well. I informed them that we had been paying and had not even been there in years! I also informed them that I was moving to Arkansas and would never be back to OAI again. They are now harassing me for membership dues for something I WILL NEVER USE!!! I am tapped out, unemployed, and a 1, 000 miles away and they want more money! I told them to send me a bill and leave me alone (I was not that nice about it either) Think very, very, VERY hard before signing a contract with this place and visit all of the locations first - the one in the Flint area is the nicer facility. The others are not much better than a State campground. I will figure out a way to pay them just so they will stop calling and asking for my husband, even tho they know he has passed they keep asking for him, they want a certified copy of his death certificate. I refuse to send them a certified copy of his death certificate, that would cost me more money as well, since I don't have any extra copies!!! JUST BEWARE!!!