I went through Campos Charter Law firm to settle my debt well over a year ago and as of yesterday they still have not taken care of my debt. They told me they had sent out letters to these creditors, but they did not. Now I am getting a bunch of calls from these creditors and the creditors have never even heard of Campos. I told them I wanted my money back and they said they didn't know when it would be sent out. Apparently Laura Hess has put a freeze on all refunds. Here is a website to go to if you're with Campos or have been ripped off by them or one of their associates. You might want to check this out. http://lbfmiami.com/active_cases_recieverships_hess.html
It sounds like there are a lot of unhappy people.