Do not get a Capitol One card. I tried a secured card inorder to build credit. They locked my account up over B.S. security questions. After months of this, I told them to send my deposit back. They wanted me to do an ID verification through my bank. This isn't something they do.

They finally wanted me to send more money for fees. I told them to take the fees out of the deposit, which they agreed to. Then they told me it could take sixty days to get it back. This was three months ago. I even sent them a copy of my FTC complaint. #4 customer of US postal service??

ON AUG 18TH 2010 MY HUSBAND AND I CALLED CAPITAL ONE TO MAKE SURE WE COULD USE ONE OF THOSE CHECKS THEY SEND YOU, WE JUST SENT THEM A 4000.00 PAYMENT FOR AUG AND SEPT, BUT THEY TOLD US NO PROBLEM ARE ACCOUNT IS FINE AND WE CAN USE IT, AS WE WERE ABOUT TO HANG UP MY HUSBAND WAS DOING A LINE OF CREDIT FOR ARE COMPANY BUT THEY CALLED TO TELL US CAPITAL ONE HAD REPORTED US 30 DAYS OVER FOR AUG AND THIS WAS AUG 18TH SO WE TALKED TO A SUPERVISOR SAID IT DIDN'T MAKE SENSE GIVE HIM 3 DAYS TO INVESTIGATE AND HE WOULD GET BACK TO US SO WE WAITED INSTEAD I GOT A CALL FROM MY BANK ON AUG 24TH TELLING ME CAPITAL ONE RETURNED THE CHECK WIPING US OUT OF EVERYTHING EVEN ARE LITTLE SAVINGS ON AUG 25TH I WENT TO MY BANK AND WE CALLED CAPITAL ONE THEY TALKED TO ARE BANK MANAGER AND SAID IT WAS A MISTAKE AND THEY COULD DO ANOTHER CHECK AND PROMISED HER IT WAS GOOD AND THERE'S NO PROBLEMS AND SAID WE COULD DO IT FOR 3500.00 1ST ONE WAS 3000.00 BUT ALL THEY RETURNED BANK FEE'S LATE FEE'S SO ARE BANK MANAGER TOOK IT AND DEPOSITED INTO ARE ACCOUNT ON AUG 31ST MY BANK CALLED AGAIN AND SAID THEY RETURNED THE CHECK AGAIN COMPLETLY NOW DEVESTATING US, AND STILL WAITING FOR THE SUPERVISOR TO CALL AND NEVER DID BUT BECAUSE OF THAT THEY TURNED DOWN THE LINE OF CREDIT ON SEPT 20TH WE RECEIVED A LETTER STATING THEY MADE A MISTAKE BUT IT TAKE UP TO 60 DAYS TO REMOVE FROM YOUR CREDIT SO THE COST US 30, 0000.00 FOR A LINE OF CREDIT CAUSE WE WERE HIRING AND PUTTING MEN BACK TO WORK WE NEEDED THAT HELP FOR PAYROLL BUT WE HAVE JOBS THROUGH NEXT YEAR SO THEY KILLED US MONEY WISE ON ARE COMPANY ALSO SO I HAD TO VERBAL CONTRACTS ABOUT USING THERE CHECKS AND I EVEN CALLED BEFORE I DID IT SO SOMETHING LIKE THIS WOULDN'T HAPPEN BUT I HAVE TRIED TO WORK IT OUT CAUSE THEY OWE ME MASSIVE OVERDRAFT FEE'S, LATE FEE'S, 30, 000.00 LINE OF CREDIT SO I WILL NOT PAY MY BILL WE ARE TO EAT THE LOSS AND IT'S A BIG LOSS BUT THEY HAVE THE NERVE TO CALL ME FOR ARE PAYMENT AND THEY SAID WE HAD A CONTRACT YOU HAVE TO MAKE YOUR PAYMENTS WELL YES WE HAD A CONTRACT AND THEY BROKE THE CONTRACT TWICE WITH ME AND MY BANK SO ARE CONTRACT IS NOW IN VOID THEY ARE SO UNORGINIZED THEY DON'T EVEN REALIZE THE LETTERS THEY SENT ME AN I'M GOING ALL THE WAY I WANT TO SUE THEM AND NO CLASS ACTION PERSONALLY AFTER WHAT THEY HAVE DONE TO US BROKE AND DESTITUDE I'M 100% DISABLED COULDN'T EVEN GET MY MEDICATION OR MY HUSBANDS HIGH BLOOD PRESSURE MEDICATIONS IN WHICH HE'S ON 3 AND THEY DIDN'T CARE AND STILL DON'T SO BECAREFUL DON'T USE THERE CHECKS OH ALSO THEY HAVE HAD US LOCKED OUT OF ARE ACCOUNT BEFORE THIS HAPPENED AND WE HAVE BEEN ASKING THEM TO UNLOCK IT I HAD TO PHONE IN MY PAYMENTS BUT COULNDN'T SEE ARE ACCOUNT IN FACT IT STILL IS LOCKED. IF ANYONE ELSE HAS HAD THIS HAPPEN OR SOMETHING LIKE THIS CALL YOUR ATTORNEY GENERAL FOR YOUR STATE THEY WILL HELP YOU AND DIRECT YOU WHAT TO DO, TRUST THEM. i CAN'T ATTACH MY PROOF CAUSE THEY HAVE NO IDEA WHAT I HAVE

CAPITOL ONE started charging annual fees even before I recieved credit card in mail which i did NOT activate.I think all consumers should be aware of what the application says even though it is printed so small most adult could not possibly read the fine print. It too 3 represenatives to work on the issue and cancel the cad that was not activated anyway to resolve this issue. The customer service department after getting through the computer base phone system was less than consumer friendly. 30 minutes on the phone to settle an account closeure is ridiculous. Alll consumer beware wth capitol one Whats in your Wallet not capitol one

Hello, I have apply for secure credit card capital one, I have send my money order with my secure fund form in april 2 2010, today april 18 2010 I have to call everyday to know where or what happen with my money that suppose in 10 days they will recive, they say when I call that they don't have, or call in 5 days.I think when the credit card company do this to contumer people have to stay away because this busines is nothing serios but if in 5 days my fund don't show up I will take serios matter in this staff bicause they like o ya the people pay, they lay to people like dog, they like to steal every people know but I will in 5 days take action about it.Where is my money order?How know, so I have the proof, serie number, everything that proof I send to capita one.If some people can help me thank you very much.

i was terminated at my job since june 2009 and i call capital one to activate my payement protection plan what they failed to do, and today my credit card of $500 its up to 800 balanced due.