My Interest rate with Capital One has been 8.9% fixed for several years. recently, with proper notification, they raised my rate to 17.9%. they properly notified me of this change. However, they have applied the rate to previous balances which is in violation of current and recently passed federal regulations. My State states" your promotional rate has expired" I never had a promotional rate and they are using this statement to skirt the current law.

I have not received an invoice from Capital One since I have been in Credit Solutions. Since it is a holiday I will be contacting them Tuesday or when I return from my reunion. ou have filed a suit and I would like this settled out of court. I have NEVER had a credit card that you sent a picture of with a cat, tiger or whatever it is. I have lost my husband (no life insurance) son in AACDC awaiting transfter to drug rehab, was laid off form my job on 5-28 after 17 years because of the dealth of a partner (MD office) and would like to get this settled. Do not want to go to court as I have been through more than enough in last couple years.

I reserved a moving truck to move my deceased mother's furniture, so I made a 1000 dollar payment to Capital One to make sure there was enough money available. Then three days after I made the payment, they lowered my credit limit 1300 dollars and now I dont have a way to pay for the truck, which requires a credit card.
It also hurts my credit rating because instead of only owing 1/2 of my available balance, Now I am almost maxed out again

I would like to know what i can do inthe case of charge compnanies calling your family and neighbor the company is capital one

I went in to the Flower Mound Branch of Capital One to deposit a pair of checks, one of which was for my mentally and physically disabled father in law for whom I am Attorney In Fact (I have durable power of attorney). Despite the account being used for this purpose for almost a year with many checks including ones just like this, (Treasury Dept.), I was informed this wasn't sufficient any longer and I needed to re-open the account correctly. I have no idea how the account was opened incorrectly, but Lynn, the Assistant Branch manager said it was wrong and therefore we could not deposit the check. This was after her asking me to sit in her office for over twenty minutes waiting on something that usually takes minutes and we handle through the drive through.
I then stood up to leave, and Lynn took the check from her desk, and despite me asking her for it, since she wasn't going to do anything with it anyways, she refused and I reached over and took it from her hand, since after all it was my property and she refused to give it to me. She then very dramatically claimed I assaulted her, and called the police.
The police have already informed her and me that no assault took place, especially since it was my property in question, nor was there any bodily harm on her part. However, the branch manager took it upon herself to freeze all my accounts, including the business account for the company for which I work, which is also the account payroll and benefits are drawn against. No notification was given as required by law, and they refuse to speak to me, despite the fact they have to in order to close the accounts, which they claim they want to do.
So, in the end, nothing criminal is happening, despite Lynn's best efforts to the contrary. My accounts are frozen, including my employer's account which isn't even under my social security number, and they won't speak to me to resolve the issue or even let me close the account. This is a violation of Federal and state laws governing banking and availability of funds, as well as a breach of contract between my company, myself, and the Capital One.