WARNING: DO NOT USE Capital One prepaid credit cards; they have nothing less than Deceptive Trade Practices applied. After sending in $400 to start this card, Capital One continually places 3-5 day holds on your prepaid funds so your card is constantly declined. After establishing links to my checking account to pay ahead of payments requested, you still spend more time on Customer Service resolution calls that go no where. ADVICE: DO NOT WASTE YOUR TIME OR MONEY ON THIS BANK AS THEY USE YOUR MONEY TO COLLECT INTEREST, PLACE HOLDS, CREATE INCONVENIENCE AND CONTINUALLY DECLINE CHARGES. It would be nice to never have to speak to Customer Service scripted agents, but there are better prepaid cards to use. "What's in your wallet?" - I hope it's NOT Capital One. They're wasters of your time!!! -Carl Bowen