Care Credit Card

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Category: Business & Finances

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United States

Care Credit Card Reviews

natosha21 April 27, 2011
Sneaky Cheats!
I had Lasik Surgery 2 years ago and financed through Care Credit with no interest for 2 years. So i paid all my payments on time sometimes more than the minimum. So i knew my 2 years just past on April 5th so i thought they would start charging me interest on what my balance was. I checked on the web site to see what my account balance was and i was shocked to find that if i did not pay the amount in full by April 5th they would charge me all the interest rate for the 2 years i had no interest. 1400$ IN interest. I am so discuste with this company. I Sobbed when i saw this, i had no i dea they could do this. I called the company which is GEmoney and the first girl some how i was disconected from then the second lady was so mean to me. I cant even explain how horrible she treated me. I tried to see if i paid the amount in full by borrowing the money from my mom maybe they woul take some of the interest rate off. The lady was so uncompasionate and rude to me. I asked if there was someone else i could talk to and she said "nope" she was a manager, but i could write a letter. So i asked her what i should write in the letter. She said it so sarcasticly " write in the letter how you think we should BEND OUR RULES for YOU, even though we gave you 2 years to pay it off and you did not". The conversation went on and on and she did nothing but be rude to me and proceed to tell me if i did not pay the amount by the end of the month they where going to charge me another 26% on top of that. Then in the back ground there where people laughing and you could tell that she said something to them and they where laughing at my situation. After we hung up the phone i was so upset i called back to speak to another manager she was nicer and apologized for her co workers rudeness but still there was nothing she could do.
SO now i am stuck with this 1400$ interest and more if i dont pay asap.

Do not TRUST this company they are mean deceiving people who are trying to scam you for your money. I am so hurt becasue i am a single mom who barley makes it financialy anyways, and now to top it off i get this new unexpected outrageous bill.

I wanted to post this because i don't want anyone else to fall victim to this company. Please advise your family and friends to beware of these sneaky money cheating people.
Nicany June 3, 2010
Account Security
When I signed up for the Care Credit card from GE, the intention was to use it to cover vet bills for my cats. They offered an Account Security plan that would allow me to erase my debt completely, for whatever reason, without having to pay a dime or without having a bad mark on my credit score. I decided to enable the service.

1. I signed up for this option through GE Care Credit.
2. Account security is an all together different department.
3. Only the Account Security people can cancel or make changes to the option.

When I called to enable the account security (of which I pay for every month mind you), I first called GE. They told me to call acc. sec.. I called acc. sec. and they told me that I don't have the service. It seemed to be cancelled yet I was still being charge for it. They told me they would refund my money back into the card. Simple right? Wrong. I never gave them permission to cancel the option. I was never informed that the protection was cancelled. No one called, emailed, of wrote to me of any changes. When I got in contact to find out what was going on, GE told me the protection is still on my card. They don't understand what's going on. Acc. sec. are clueless as to what happened. One department is blaming the other for the screw up, and nothing is being done about finding out the answer.

I have been going back and forth with these morons for about three days now and know one seems to know how this all happened. Worse yet, they two companies will not call each other to find out what is going on. Supervisors, in both companies, are a complete joke. None of them could help. No one wants to take the blame or do anything about it. No one can answer my questions. No one is capable.

I originally wanted to enable the protectin since I am on unemployment and my check has been cut back. I have tons of debt, but I'm still able to pay my bills. I want to try to eliminate whatever I could to make it easier for me. Since this card supposedly gave me the option to do that, I wanted to take advantage of it. Obviously, they are giving me the run around. It seems that they don't want me to enable the protection, either that or someone screwed up big time and no one wants to claim responsibility. I don't want this debt or this card anymore. I'm thinking of hiring a lawyer if this is not settled by next week. Or maybe I should contact the news media, since they're always will to help a viewer in need as long as a story comes of it.

Stay away from this credit card. It's a joke.
October 24, 2007
Unfair collection agency
I received a care credit card to pay for medical bills that I couldn't afford. GE money bank care credit account for $1000,00. I used the card and kept up with the payments and was always on time, until I got very ill and became unable to work. I now have a yearly income which is $7,000.00. I only see $4,500.00 of that money because of doctor bills, medicine, over the counter drugs etc.. all of these things are not covered by my medical insurance company. I've been sick now for 6 years. I'm just now recovering from brain tramia. This company is calling me everyday all day. They are asking for me to pay the account off in full. I tried to make payments to them to the best I could. I told them how much money I get a year to live on ,but they tell me they don't care. I received A credit report. they have on my credit report that I owe them $1,800.00. The last payment to them from me I owed them $900.00. I closed the account and they won't stop adding more money to the account. I've tried everything to get help. I have made payments to them for 6 years and still owe them money. I didn't know they were putting my payments on the extra charges they continue to put on my account. I've paid them well over $700.00, but they just keep harassing me. They call all day everyday I can't even answer my own phone. I'm bed reiddin most of the time. I now turn off my answering machine so not to hear their long messages. Help! How can they be aloud to do this ? Where is the fairness where are the people or places we can turn to for help? I would really like to be a part of a group that ban together to fight these companys. I CAN ONLY HOPE SOMEONE WILL READ THIS AND CONTACT ME TO DO SOMETHING TO HELP CONSUMERS TO BE HEARD AND MAKE A DIFFERENCE. I can be reached at [email protected] or 614-834-8783.

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