We recived credit for dental work. This company was referred to us through our dentist. Since paying on time for quite some time, they all of a sudden raised out finance charges to $432.00 I have just contacted the State Attorney General's office and am seeking to find a class action suite against them. I have found many others through this complaint board and would like to have all of them also contact their attorney general. Thank you

I had quite a bit of dental work done last year. In my dentist office, I see the Care Credit information that will allow you charge your dental work to the credit card using the promotional purchase that is no interest for a period of time, which is normally 12 months. So, I received the credit and put my dental work on the card. I tried to pay it off before the promotional purchase offer expired but was not able to pay the entire balance.

Needless to say, I did not want the huge amount of accrued finance charges to be added to my balance. I called GE Money to pay the balance using another credit card just to discover that they only accept payments by check. You can’t even use a debit card to make your payments to this company. And, my credit card was not offering balance transfers at this time.

Well, now I’m stuck with that huge finance charge that will be added to my balance.

So, what type of Credit Card Company or any other type of company would only allow payments via check. It’s the credit card companies that know that there is a likely possibly that you will not be able to pay the entire balance by end of a promotional period. Therefore, more money in their pocket due to additional finance charges.

Beware of using Care Credit. It certainly helped me in the short term, but I got screwed in the long term.