Care Credit

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1 stars
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Category: Other

Contact Information
Knoxville, Tennessee, United States

Care Credit Reviews

Mickey July 2, 2009
Overcharged
I accidentally incorrectly entered one of the numbers on my checking account for the auto pay feature. They never contacted me to tell me my payment did not go through. The first contact I had was with a collections agency telling me I was past due and my interest rates had been raised from the 2-year interest free plan to 30%!
JDDunn9 June 26, 2009
Terrible Service
I accidentally incorrectly entered one of the numbers on my checking account for the auto pay feature. They never contacted me to tell me my payment did not go through. The first contact I had was with a collections agency telling me I was past due and my interest rates had been raised from the 2-year interest free plan to 30%!
hakeem omar May 26, 2009
hitting intrest charges
I been doing bussines with care credit little over 6years, i have broww 5, 000 which i was paying every month
withing 17month i have payed half of the loan down 2, 500 may 11 2009 it went from 2, 500 to 3818. i called customer service may 20 explain to them my setuation, t hey said i have to pay the whole amaunt he loan, that they couldn't help becouse i had 18 month to pay of tand they hang up thr phone... i will never use care credit again. they deceice people..
Jenelle33 May 5, 2009
Scamers!
the care credit card company are rats! I have made my payment over the phone with my debit card each month and have had no problems. this month I tried to do the same, at which point I was informed that I could not pay with a debit card this time. I asked why and the man explained to me that they will only take debit card payments when the account is past due. this is simply a scam to get people to be late. Watch out for these people they are scum!!!
dbov21 April 22, 2009
Late Pay Scam
I have 3 Care Credit accounts with them for over 3 years now. One in my name, one in my wifes, and a joint account in both of our names. All of them have been charged with so many overdraft charges in the last 3 years I still owe them nearly what I started at. Problem is I only had 1 late payment, not 20. They are scamming people. Their website doesn't post the payments in a timely manner. It can take days. They've also changed the due date on us several times. When you call about these so called late payments they act like they don't understand english. I just quit paying them. I'm hoping someone will do a class action lawsuit and put them out of business here shortly. Where's the government in these situations?! Government if you CARE these people are runing peoples CREDIT. Maybe that's why they are called CARE CREDIT> they don't care about your CREDIT!! BIG SCAM!!
Carl Deischer February 17, 2009
late fees and finance charge
I have spoken to several employees of care credit and have received different answers on billing dates and billing cycle dates. I have been charged $117.00 in late fees when I have been within their billing date but not their billing cycle date? I have also been charged a periodic finance charge.My due date changes monthly this is how they are able to add the late charges. I would tell everyone, do not do any business with this company.
Jaded February 12, 2009
RUde and unforgiving
We got the Care credit through GE Money Bank. We paid well over the min payment for the past 18 months. We we going to make the final payment this month. Well turns out the interest free promotional period ended on Feb 7, 2009. Today is the the 12th. We missed it by 5 days and they tacked on almost $1000 in finance charges. I've called twice and offered to pay the final payment today. They refuse to remove the charges. All I wanted was the charges removed and to make a final payment. Most credit cards give a 10 grace period.
DO NOT set up paperless statements or auto pay. Get your statement each month and READ it. If I had I would have known I had to pay by the 7th. Now instead of having one more card paid off, I have more debt.
jeff markley January 22, 2009
LATE FEE
GE MONEY BANK HAS CHARGED ME TWICE FOR LATE FEE'S, THIS IS DUE TO ME NOT GETTING MY STATEMENT'S IN ENOUGH TIME TO SEND PAYMENT TO THEM, THE 1ST LATE FEE WAS CREDITED, HOWEVER THEY REFUSE TO CREDIT THE SECOND LATE FEE BECAUSE IT'S WITHIN A 1 YR PERIOD. I FEEL THAT THIS IS NOT MY FAULT AND BELIEVE THEY ARE RIPPING CITIZENS OFF BECAUSE OF THERE STATEMENTS ARRIVING LATE AND THEN CHARGING THEM LATE FEE'S. CUSTOMER'S BEWARE AND AVOID GE MONEY BANK IF POSSIBLE. FROM THE OTHER COMPLAINT'S I HAVE READ, I SEE THAT THIS IS NOT UNCOMMON THAT GE MONEY BANK DOES'NT MIND RIPPING US CITIZENS OFF. I WILL BE SPREADING THE WORD ABOUT THIS COMPANY TO MY FRIEND'S AND FAMILY AND TO WHOM EVER I CAN TO AVOID DOING BUSINESS WITH COMPANY.
Ursula January 16, 2009
Bad service
Care Credit/ GE Money Bank has posted a charge to my account without my knowledge, approval or signature due to Arlington Family Dentistry charges that were not legitimate. Services were done without approval of patient, even after the patient advised them NO. Business has promised to issue credit to patient, however, instead they did not advised patient until after Care Credit/ GE Money Bank posted the charges. Care Credit and GE Money Bank was advised of the error, pending the dispute, however, they have not replied via E Mail or correspondence. When I received my statement, the disputed charge was posted on my account plus late fees. I had closed my account and advised themof the dispute. They have ignored me. I have telephoned them with no results, noone answers the phone, only a recording. Please give me advice or tell me how to solve this problem.
jim January 11, 2009
fees
when trying to make a payment by phone for $15 with a person, prior to due date, i am informed the payment wont be posted untill after due date and a late fee of $39 will apply as well as a fee of $15 for assisstance.
when trying to pay with the computer by phone, a $10 fee will apply for using service and a $39 late fee will apply because it will not post until after due date.
after having this account for years, today i see a finance charge of $137.33, supposedly for deferred interest on a promotional purchase, of which i was never informed of at the time of purchase.
when trying to utilize their website i also get the runaround.
i have been paying more than the minimum due to try and pay off this acct and have it close in good standing for my credit report but this is getting ridiculous.

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