the online company cash 200 sent me an e-mail about a payday loan in 1 hour i submitted the info necessary and my banking info with in 3 days i recieved a call from a company rep we did a conference call with my bank to verify my direct deposit of my paychecks i was then informed by the rep. that 200.00 would be deposited into my account within 1 hour . instead within 1 hour i checked my account a debit in the amount of 31.95 was charged to my account for a id protection company then another debit in the amount of 19.95 for pre-authorization of the loan.now my account has 2 over draft fees both for 26.00 a total of 52.00 in overdraft fees plus the 31.95 plus the 19.95 when i telephoned the both companies i was placed on hold an then the calls were disconnected, .