Applied for a loan, was told I was approved and that the loan would be deposited into my account the next day. I never received any phone calls or e-mails stating there was a problem with my application at all. I waited until the next day and the deposit was never made. I checked my status on their site and it said still being reviewed. Still no phone calls or e-mails, then I checked back later and it said I was denied. I still don't know the reason. If they don't intend to give you the loan then you shouldn't be told you are approved at all. If they tell you're approved then that deposit better be there the next day.