CashCall
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1 stars | | (39) |
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Category: Business & Finances
Contact Information United States
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CashCall Reviews
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June 27, 2008
Illegal lending
Cashcall says that it lends in 44 states. If they do lend in that many states they must conform to each individual states lending laws.
In what I have been lead to believe from my own bank and other financial institutions in Wisconsin is that both parties must be informed of the loan. If one party enters into an agreement it is in the interest of the marriage. This would automatically include the spouse into the contract whether they sign it or not. Thus being the case any and all accounts, income, debts, etc. should and must be taken into account.
So by not offering joint applications or a truth and lending disclosure to the spouse they are in violation of Wisconsin's lending laws.
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June 11, 2008
Rip off
I asked for a loan at Cash Call... They loaned me 2500.00 and I ended up paying about 6500.00. They took advantage of me. I was in need... I hoped they bring a lawsuit against Cash Call... They ripped off people...
Cash Call employees would harass me on the phoned and called me everyday just because I missed a payment... I will tell them I will give the payment a little late, but they wouldn’t understand I will get a phoned called every second of the day... I will go forward and do a lawsuit against them... mad
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June 6, 2008
Watch out
Not for nothing but these fast cash places, are getting a lot of people in more trouble then they started out. They lend people money that really don't have a lot, and charge them these high fees. They also require the person’s bank account, so that when they are ready they just go in a debit their accounts.
Sometimes not for the agreed amount or proper date. And when the person thinks they have paid them off they continue t debit their account. Bank overdraft fees, oh my God.
Please watch out people. They will try to take everything.
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June 3, 2008
I'm angry
I am angry with myself for taking this loan in the first place. I don't understand how some have fallen behind on payments though, isn't it required that you have auto-draft payments?
I have gotten a 2nd job to pay off this stupid loan faster. Original loan $2600.00 current balance $2280.00, # of payments to date 18 total $3974.17 and still 24 payments to go. That makes me angry for being so stupid, but I was desperate!
So far I have my checks from 2nd job set aside totalling about $600.00, by Friday I will have $770.00, when I hit $1000.00 I will call in and make a large payment to bring down my balance. I hope to have this paid off by July's end.
This was an expensive lesson to learn, but one that I won't soon forget.
My point-do your research. Don't accept a loan if you can't live with the terms. And make your payments on time!
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May 22, 2008
Harassment
Close out your bank account they have access to. Don’t pay them after about 3 or 4 months they will send letters of cash settlements. Even after I filed bankruptcy they still kept calling. I kept giving them my file number and everything and they had the nerve to call back the next day. I finally told them that they were in contempt of court before they would leave me alone. I also called my bankruptcy lawyer and told him so if they call me back I’m going to press charges against them so they will have to pay a fine.
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May 8, 2008
Ripoff! 99% Interest Rate
Dealing with this company is a HUGE mistake. I've been paying 216 a month for the last year and my original loan was 2600. As of today i still owe 2523!!! So I've paid over 2000 dollars and only $77 has went toward the priciple of the loan. They don't tell you this when you sign up. I talked to someone there today who said that they charge you about $7 a day for interest. This is unreal! A true nightmare!
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March 31, 2008
payment issues
i will be a month behing tomorrow. i called to explain been ill. with pending surgery. already telling me they will be assigning my wades. explain possible cancer patient and have a autistic child at home. get multiple name. who don't call back. they tape you and don't tell u or avoid telling you. say i don't call when i do. give you no options. very high interest rate. i am drowning with them. there must be a company or way i can get them pais off. they said they will not deal with a credit agency that helps pay credit off??
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March 25, 2008
Rip off!
I to am a client of cashcall (big mistake) as others have referred to them they are loan sharks. I don't understand hw they can legally do what they are doing. no ordinary person on the streets can loan out money and collect on high interest without eventually going to jail. I think any attorney that is looking at this company should move forward and do what needs to be done take them down. don't get me wrong i don't mind paying what i feel they are owed but they are taking advantage of the people who need the help most.
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March 20, 2008
Harassment phone calls!
I agree Cash Call is a BAD Company to get a loan from. I borrowed 2525.00 from them, I will let everybody know even friends and Family not to get a loan from this Company. I was late a few times and was hit with outrageous fees, and then the harassment phone calls. They called my job telling me you make enough money pay up or else we will go and get the money, from your mother or your friends. They started telling me they will garnish my paycheck and sue me, and take my car. I asked them to please stop calling my job, but they didn't. They were hitting my bank account two and three times a week, my Bank sent me an email. I then put a stop to them, racking up bank fees on my account. I have been under alot of stress dealing with this Company, and harassment calls at home. The last call I got from them was a man telling me you think you are slick getting away with our free money. I told him that is a lie I have paid you off, you have over 2600.00 from me. I told him my Loan is paid off by. This Company needs to be shut down completely.
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