this is crazy...they are doing things that are so illegal..calling before 8am...calling and giving information and threatening a referefrence and...saying they are going to arrest us...I have made several attemts to pay this off...and they wont work with me...at all...and Ive paid them 130.00...and 90...dollars and they say it all interest...and I still owe the same amount of money...calling my husbands work...it goes on and on...I cant understand them...its all so illegal..I need help!!!