HSBC dedcuted money from our checking account with without prior knowledge. When I called to remind them of the pay schedule we both set up they were whatever, still can't get any help. I asked to be transferred to the United States as soon as India or whever picks up. That is on option and does work. So today Anna in the US is sending out easy payform to set up account as we wish and no more deductions without a phone call frist. Per Anna We will see.
Wish us luck.
CC