I submitted a personal check for purchases at WalMart and it was denied. I was, first, surprised and then angry. There was no way the check was not good. After speaking with an echeck agent over the phone, I got even madder. There was no negative on my driver's license, so it must be my husband's. Could she speak to him...! Right! I am shopping at Walmart in the afternoon and he is working. After some heated discussion, I call and get my husband's driver's license. I, of course, then have to call back. All the while, the line at the service desk is growing longer and longer...it is Friday...and I have one of the cash registers tied up. I give them my husband's drivers license number. After putting me on hold for a while, the lady comes back and tells me that there is no problem with my check. There was an internal problem...some mistake they had made!!! It has been fixed and my check should go through. I told her to hold on while it was run through. Of course, it did not go through. She, then, said it would take 72 hours for it to go through their system. So, I needed to use another method of payment. I asked her if I was supposed to stanfd there with my buggy of groceries for 72 hours. I was SO mad. I had lost my billfold with my credit cards. I had no other means of payment. I said that surely there was a way to override the system, but she said there wasn'[t. I then asked to speak to her supervisor. I was put on hold and waited for a long time. I finally hang up. Ask the clerk to hold my groceried while I go to my bank and get cash. Totally ridulous...and very little recourse.