In OCT. of 2007 i purchased a 2006 Honda Accord and was told that if i kept my payment up for a year, my payments would drop around 60 dollars a month!NEEDING a car i went ahead with this deal including a 3 year warranty with chryslery motors. I have had the car a year and called HSBC pnly to be told!!! WHO TOLD YOU THAT!! Well the finance manager had tolod me that! I have sence been laid off and will lose this car! The dealer has sold out and i have no one to reach about all this! THIS IS A PREDTORY LENDER AND HOPE THAT THAT THEY CAN GET THIS RIGHT!