I tried to deposit a check today at my credit union and they said there new policy is to put it on hold, even if you have enough money to cover it, for 2 business days. I took it to the local bank it was drawn off of and cashed it. I took the cash back to Chartway and I was then informed that they put a 1 business day hold on CASH!!! I have bank with them since 2003 with no NSF's. Beware of them and the account disclosures. I will be closing out my account ASAP and switching everything to another bank. I also wanted to know if this ever happened to anyone else and if this is legal??