I am writing this complaint to dispute a credit card. I apply for a loan with my bank and the bank send me a denial letter. I did not know why so I went on line and check my credit, their was a past due amount of 6224 dollars on my credit report.I got the number off the credit report to company, so I call the company and ask why did I have a past due of 6224 on my credit. They ask for my ss# to check their record, my name came up and nothing else no balance their no proof on no balance but still it on my credit report. I have never had or used this credit card. What can I do get this off my credit report.