Chase

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Category: Business & Finances

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Florida, United States

Chase Reviews

VerballyAbused May 6, 2011
Dishonoring Previously Resolved Debt with Washington Mutual
Chase is trying to collect on a 5 year old debt that I had with Washington Mutual. At the time, I was a victim of a scam, Washington Mutual's representatives told me that if I filed a police report, I would not be held responsible but then they turned around and decided that I should pay. At that time, I sent the collections agency a letter, disputing the charge. The dispute was accepted because they never bothered me again. Now, 5 years later Chase wants to collect and they hired thugs, ER Solutions, to harass the money out of me. I explained all this to the ER solutions rep and he told me that I don't want to pay based on my beliefs and that the bottom line is that I owe this money. He was so rude and I felt like he wasn't even trying to reason with me, instead, he tried to make me feel like and illogical idiot. I'm sorry, but I believe a logical argument works with points and counterpoints. He only had one point and no counterpoints. He just kept repeating the same thing and telling me that he didn't want to go back and forth. He probably did not want to engage in a back and forth argument because he could not, because I was right. He also told me that it was my word against Washington Mutual's! I could not believe it! Now I see what kind of company Chase and ERS are. They want to make money any way the can. They have no honor or principles. I truly hope Chase and ERS go out of business!
a.green May 4, 2011
don't know how to do their jobs.
I have been depositing SSI checks for my disabled child with this bank for at least 4 years. Yet at least once every 3 months i will be told by there scam artists that i can't put this check into my personal account. They will insist that it has to be a dedicated account per Social Security. They seem to think that i have never had to deal with Social Security and don't already know the "rules". At first i thought it was just the occasional new person who was only informed enough to be dangerous. Then today i actually had the bank assistant manager insist that this is "The Law". Suddenly it dawned on me that this is just another of the new scams Chase has implemented to steal money from Washington Mutual customers. Lies and bullying is the Chase way of securing there finacial security.
nancyv005 May 4, 2011
DO NOT BANK WITH CHASE!
To my great disappointment I have experienced several negative issues with JP Morgan Chase. I am not a happy customer, I will no longer conduct business with JP Morgan Chase nor will I refer anyone to do business with JP Morgan Chase in the future. I will discourage all my friends and family from banking with JP Morgan Chase and will honest and openly tell them why. This will result in closed accounts. Prior I was very happy with Washington Mutual. Upon JP Morgan Chase acquiring Washington Mutual the levels of service significantly changed for the worse. Here were my experiences:

1) A month ago I lost my ATM card and I called JP Morgan Chase to report it as stolen. At the time there were pending fraudulent charges near $900. The customer service representative said, “We cannot do anything now until the money has been posted” and to call back the next day. Upon calling the next day, as advised, to report my claim the representative replied, “Yes, we can tell this is not your usual spending and the please give 24 hours, you will see the money back in your account.” The charges were NOT reversed as expected. I called the fraud department and spoke with Jay Briones, the manager on duty. Jay Briones took the position to say that my claims were not fraudulent with no explanation. Next, I physically went to my local branch to tell them the situation. The branch called the fraud department on my behalf to see why the my claim was denied. Specifically there was a charge for $400 and the branch manager encouraged me to contact this stranger via phone to speak with them about the charge. Upon calling the cell phone number JP Morgan Chase gave me someone actually picked up and told me that it was not him but admitted/placed blame on his roommate. That was ridiculous. It is not the card holder’s responsibility to track down the fraudulent charger. I bank with JP Morgan Chase and it is the bank’s responsibility to reverse fraudulent charges. I was outraged by the branch manager’s advice and went directly to the police department to file a report.
2) Prior with Washington Mutual my APR was lower that 10% then upon the transition to JP Morgan Chase my APR jumped up to 29% and because of the drastic rate spike I was placed in the position to consolidate my cards which negatively affected my credit score.

Basically a negative experience.
suep1220 April 18, 2011
Enhancement Services
I recently put in a claim to Chase under the Chase Purchase Protection benefit. This was declined because I used a $25 gift card toward the purchase and Chase claims somewhere in its ridiculous fine print that the entire purchase charge needs to be covered by the credit card. I did not request full reimbursement, only the amount charged on the card. Nonetheless, they disqualified this benefit. Just another loophole. I have been a customer of Chase for over 30 years and apparently they would rather lose a valuable customer than cover a $200 claim. Shame Shame Shame!
California Chase Loan Holder April 12, 2011
Home Mortgage
I have applied to re-finance six times. I have perfect credit. Each time they made up some false reason and let the application expire. I know this same scam was exposed by Bof A...why haven't I heard anyone exposing Chase for the money grubbing practices that they are doing?
VictimOfChase April 3, 2011
Wrongfully Accused
I am writing to file a complaint against Chase Bank in regards to the following:
1. Improper and unprofessional services that Chase bank provided.
2. Received a harassment phone call from a teller Angela Araujo and an assistant Manager Mallorie Muncy from Chase Bank Branch in San Marcos.
3. Wrongfully accused my father regarding the overpayment of $100.
4. Violating our civil rights on accessing my father's checking account.
My father carried fifty 20 dollar bills, which total $1000, to Chase bank in San Marcos California for exchanging ten 100 dollar bills for me on April 2, 2011 around 11:00 a.m. Around 2:00 p.m., we received a phone call from a teller called Angela Araujo, who assisted my father at the bank. Ms Araujo states that she overpaid my father $100 earlier and would like my father to pay it back.
I asked Ms Araujo how did it happen, and she told me that my father wanted to exchange the bills and she overpaid my father during the transaction. I spoke with my father in regard to the situation. My father states that Ms Araujo counted the money twice, before she handed the total of $1000 back to him, which is the correct amount.
I explained the situation back to Ms. Araujo. I informed her that my father did not speak fluent English and I would like to represent my father to speak with the manager. After 10 minutes of waiting, no one responded.
Later that day, the bank manager, Mallorie Muncy called me back. She told me three different versions of the story. Version 1, Ms Muncy states my father only gave $900 worth of 20 dollar bills and Ms. Araujo returned $1000 worth of 100 dollar bills to my father. Version 2, Ms Muncy states my father only gave $900 worth of 20 dollar bills and Ms. Araujo returned $1100 worth of 100 dollar bills to my father. Version 3, Ms Muncy states my father only gave $920 worth of 20 dollar bills and Ms. Araujo returned $1100 worth of 100 dollar bills to my father.
I advised Ms. Muncy to review the surveillance tape, and I also requested to watch the clip to prove my father is innocence. The manager refused me to let me watch the tape and also said that once they find out, they will deduct $100 from my father's account.
We were very upset after the phone conversation with Ms Muncy. We felt extremely insulted and humiliated as Ms Araujo lost $100 dollar and they accused my father taking the money without any evidence.
Here are my questions and complaint:
1. Angela Araujo was not only serving my father, Chung Tak Chui, on April 2, 2011. Why did she only contact my father and stated that she overpaid my father?
2. Her story is not consistent and contradicting and they cannot just call and said that they overpaid my father and want my father to pay $100 back to them without any evidence.
3. They are wrongfully accusing my father about the overpayment of $100. If she states that she already knew it when my father was in the bank, then may I ask why Ms. Araujo and Ms. Muncy did not stop my father for the clarification before his departure? Based on their answer, Ms. Araujo already knows that she overpaid my father but he could not talk to my father as my father already left the building. This is not convincing, and they are ruining my father's reputation with their accusations.
4. Being a teller, it is her responsibility to count dollars bill correctly before they put bills into their drawer and they handed bills to the customers. They cannot just call the customers for any kind of problem; it is violating our privacy and striking our confident in their customer services. Not only that, they are also destroying my father's reputation.
5. This type of improper and ridiculous phone call is harassment. It is very unprofessional and we felt extremely insulted and humiliated by their accusations.
Chase-messed-me-up March 29, 2011
Fraud
My wife and I put in for a loan modification thorough Chase and it was the worst thing we ever done in our lives, so please take heed. Our home was not up-side down, we never been late on payments, and had excellent credit. We simply had no money left month to month. We were house poor, but were not delinquent on anything. From the time we asked for relief, Chase began treating us like they were a collection agency. They got all our information of hardship, and then proceeded to damage our credit so no one else would do business with us. They originally appraised our home at $400, 000, how they list the value on their web site at $220, 000. They put us in an escrow and said they paid our insurance and tax, but they didn’t. Thank God we followed up and paid it ourselves. A lot of people got messed up with that one and wound up with insurance lapses. They also cut our line of credit, back-dating it hoping some checks would bounce by the time we got the letter in the mail. Beware! Chase will drag you around with no intention of helping you. Please do not put in for a modification. If you have no other recourse, unfortunately the best thing to do is sell it or walk from it. Dealing with Chase for help, you will definitely be worse off. If you are current with bills and have good credit, but you’re simply house poor, It will be the worst thing you possible could do.
Smith_1945 March 22, 2011
Worst Manager Ever
I've been banking at this location for over four years now and the new manager they have, has got to be the worst manager they have had. She does not know who to talk to the customers, she never knows the answer to any of your questions, she's always asking the employees what to do, and a few times that I've been in, she doesn't seem to have a good relationship with the employees. It is so bad I am changing banks and pulling all of my accounts from Chase, she's that crass and offensive. I would encourage all to avoid her at all cost.
C P of Kirkland March 21, 2011
Change of business practices
Being charged $120.00 a year service fees for an exsisting account in good standing just because Chase changes their "account" processes. We opened a checking account to be compliant with a Home Line of Credit with Washington Mutual Loans, this was a "no cost" account as long as it had a direct deposit to the account on a regualar basis. We directed a small portion of my husbands weekly paycheck to this account to satisfy this one and only requirement. When WA Mutal was bought out by Chase, the transition seemed seemless at the beginning. Fast forward a few years later, Chase changes their business practices and is now charging a service fee per month for all accounts that do not have and average $1500.00 per mouth checkining balance, or a direct deposit of $500.00, not a collective 500.00 but and individual direct deposit, or $5, 000. 00 in savings. The portion we had directly deposited complied with the payment requirements but is less than the "single' deposit amount now required. I can see if our account had any issues during it's 5 years in existance however, not a single flaw has taken place in our account the entire time we have had it. If we close the account our LOC will be increased by a percentage point also costing additional money. It is offensive a banking institution would have such disregard for their customers, when Bank of America changed a simular account some years ago, they recognized their error and corrected the account. Chase will not make any concessions for any account in good standing. My suggestion is to look elsewhere for your banking needs.
Elcio Borba March 19, 2011
Fees
Few years ago, I've decided to close out my Chase check account and open in another bank, Independence bank. Then became Washington Mutual, then Chase. It's like I swam, swam, and died at the beach!!
These big shark banks such Chase, Citibank, do not give a chance for the small banks to help our communities, leaving those people, who lives paycheck to paycheck paying the most fees, and can't afford to meet their requirements with a balance over $1, 500.00 .
About 10 years ago, my neighborhood, had about 3 community banks, now they are all gone, and all I have around within 3 miles area, 3 Chase Banks and 2 Citibank.
Time changes, you can't bank the old fashioned way anymore. Now we use computers. It's suppose to be cheaper, but their fees are soaring. It's insane you have to pay these banks to keep your money. It's not like you money it's just sitting there, they are using them to make billions and trillions ( They don't talk about millions anymore) of dollars
10 years ago you've seldom we've heard about trillions. Now quadrillion start to debut.
I wish we could do something about it

Yesterday I used my old Wamu account (under chase)

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