Chase
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Category: Business & Finances
Contact Information Florida, United States
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Chase Reviews
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webbiz
February 3, 2010
Denied Convenience Check
Chase refused to cover its convenience check for $5k on an open 10.5k credit line and then notified it was closing account. Usual credit reasons. No history of late pays, etc. Great pay record history with Chase. I will bring suit for character defamation with my credit union. I have over $1 million in savings, plus $160k in w-2 annual income.
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damntheman2
January 26, 2010
holding money
My son received a $1900 check from his school. at the time that he deposited the check, via ATM, he had $180.00 in his account. Chase not only held the amount of the check for well over a week (they're still holding it), they cancelled his debit card (without telling him). When he asked why, they said they had reason to believe the check would not clear-although it was drawn on the account of an Ivy league school. That was the entirety of their explanation, basically accusing him of stealing the money. He has had the account for over two years. Unacceptable.
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GDooley
January 15, 2010
Fraud
Last year I was introduced to Edward Wennerholm at the Chase Branch on East 51st Street. I agreed to let him handle my IRA and we decided to sit down at a later date and go over my account. One month later I showed up for an appointment only to find out that Mr. Wennerholm was not there. He never contacted me to cancel the appointment or tell me he was running late.
I asked someone else at the branch to have him to call me to reschedule. I never heard a word from Mr. Wennerholm but did receive a statement from Chase a month later informing me that he had sold off everything in my IRA and purchased new stocks. I was never consulted or even informed of the change. I filed a complaint with Chase, it was investigated and Chase's final word was 'Mr. Wennerholm did nothing wrong and acted in his client's best interest.' When I pushed I was told by Chase customer service that they would no longer address the matter or respond to future inquiries. I recently filed a complaint with the OCC and they are handling.
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L Olson
January 14, 2010
Home mortgage
Chase home mortgage. They told me that aloan modifcation would be only 60 days to take care of its been 10 months and still nothing has been done, im about to lose my house because of the paper work and the delays that have come from them. I have send money for the house payment but they are still holding out to forclosure on the house. What can I do to speed things up. Im tried of this run around
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chasenstein
January 12, 2010
overdraft charge
I was charged two overdraft fees for one transaction.
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Annigeturgun
January 10, 2010
billed when Paid in Full
I have used every option and avenue available to me without an acceptable resolution.
In 2008, I was pursued by a salesperson to get a Pier One Credit Card at the store. After I declined, they kept after me, with discounts explaining how I could benefit from “points”. It has been the biggest mistake of my life.
December 2008, I purchased $23. in merchandise from Pier 1 in Conroe, Tx. I sent a check to pay the balance in full, the same day I sent my payment to Discover Card. I sent it from my parents’ mailbox in Conroe and greeted their postal carrier that day. Discover received theirs before the due date.
I routinely send my payment 10 days prior to the due date and have had no previous problems in doing so.
My account with Pier 1 cardmember services at Chase Bank is now PAID IN FULL. I had, and have a zero balance.
I then started receiving invoices. I called to let them know they had made an error. They insisted my
payment was “late” and that first $15.00 invoice was a late fee. No product, no merchandise, no service.
I disagreed, stating the day it was mailed and stating Discover received theirs in time.
Everyone I have spoken to has had one thing in common:
Everyone admitted there was no actual merchandise or products or services charged. They agreed I had paid my account in Full.
I have spoken to Michael, Mickey, Gabriel, Michelle (more than once), Ramos, Isaiah, Jen, Miliea, Dianna, Nicky, Nhea, Rachel, Andras, etc. I spoke to someone who was shocked. The first person that apologized to me and couldn’t believe this was happening. (I believe it was Dianna, by this time I’d spoken to over 20 people month after miserable month.) She said she would take care of it. She said it was clear I didn’t owe any money & agreed I had paid for the merchandise in full I bought in the store. I was relieved.
The next month I received a bill. She had only taken off a few months of finance charges, late charges and accrued late fees. The original bogus charges were still there.
I responded to a letter I received in July. I stated the names and dates I called trying to clear this up.
I called Pier 1 to advise them of the situation, and that I had received no response. I spoke with Don, Mark and Susie. They expressed they were also NOT happy with the way Chase is treating life long customers like me. I agreed at first I would still shop with Pier 1, and just pay by cash or check. However, a group of are now not willing shop at Pier 1 because of Chase. The best they could do was to give me an extra 2000 point towards purchases. That is pointless. They sent me to speak to several people in the escalation department. A Waste of Time.
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Alana Kathlee Inks
December 17, 2009
Incorrect Information
I recently had my credit limit reduced from $ 15, 100 to $ 3800. I was advised in the letter that was sent, that this was due in part to 2 reasons:
1.) I didn't uses my card regularly (it has been paid in full for approx 9 months and not used again as the interest rates have sky rocketed even though my payments have never been late)
2.) They state that the Experian Credit Report that was recieved "Showed too few trades paid as agreed". I am not late with payments and pay all of my accounts as agreed, I subsequently pulled my credit report and as I thought all accounts are paid as agreed and never late. I also did call to speak with an Experian representative who confirmed this, I wanted to make certain that I wasn't missing anything. Thus the information contained in the letter I recieved was completely false.
I then called Chase customer service and was sent to a call center in the Phillipines to close my credit card account and when asked why I was closing I explained that there was incorrect information on a letter which I recieved and not only was I closing my account, I wanted to speak with someone in a credit card complaint department. I was subsequently told that I could have a fax number and fax my information to the department. I have faxed a complaint to this department and never recieved a response, needless to say I lost my patience, made certain that the account was indeed closed and ended the call as the representative seemed quite condescending and showed in my opinion no concern regarding what I was trying to say, she merely reitereated that company policy was to fax complaints in, even though as I have said in my previous experience with Chase I recieved no response.
How can I go about lodging a formal complaint and actually getting an answer? This is my problem.
My credit card was originally a Washington Mutual Card and I never had any problems with Washington Mutual, ever since Chase purchased Washington Mutual, the level of service has been ansolutely horrid.
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belle35
December 16, 2009
overcharges
my checking account had charges cleared on dec 3, dec 4 on paypal which has to be cleared before they will accept payments and then on dec 7th i over drawn on one charge of 98 with balance of 41thats -57 plus a 34 over draft charge total 91 dollars, by time chase got done creatively rearranging it was 10 over drafts totally 510 dollars
creative bookkeeping on chases behalf, every charge that was paid n cleared they nicely rearranged it after payment already cleared for 5 days, where all my little charge all under 10 each was process after the larger amount which added a total of 10 over draft fees of 34 each, 340 in over draft charge on payment that did clear a week before, how this bank think people are total fools and suppose to just lay down and take it,
maybe they should do taxes
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cleardave
December 14, 2009
Insufficient Funds
Chase has instituted a new policy, programmed in their system, to deduct "pending charges" whenever your account gets close to $0. As well, they maximize their profits, and their THEFT from customers, by deducting charges from greatest to least. I believe that thiss issue needs to be addresses in a legal class action against Chase, and other banks participating in this fraud, and possibly even by bringing criminal charges against the decision makers who decided on this "program". Chase claims that these charges are in the order they are recieved from the merchant. If this is the case the bank should have to provide proof, which they will not. I am a programmer by trade and I know that this system was programmed on purpose to commit these frauds against their consumers, as the evidence is pretty obvious. I am not sure if anyone is legally fighing Chase and other banks at this time, but I do feel that it is time for the public to rise up against them somehow, as we obviously don't have a voice as one. Please email me at [email protected] if you have any advice or information.
Thanks
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starg8r
December 4, 2009
On hold on the phone
This is the most ridiculous experience of my life. It was 9pm when I called Chase for an online issue. I was told it would be a two minute hold. I've since been on hold for 1 HOUR and 30 minutes. Yes, you see that right. I actually was able to take a shower during my time on hold. And I'm still on hold. Why bother at this point? I've actually curious how long they'll keep me on hold. Time for a new bank, apparently.
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