Chase/Wamu

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Category: Business & Finances

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United States

Chase/Wamu Reviews

misskristy September 25, 2009
terrible terrible bank
THIS BANK IS SUCH A PIECE OF SHIT.
If you step into any "chase" branches you will notice NO ONE knows WTF they are talking about!!!
I was constantly getting overdrafted by them, especially since they crossed over from wamu to chase. It got to the point I couldnt use their telephone banking system because it never gave me accurate information and their website is constantly malfunctioning. On top of all this I went into to a branch just to avoid over drafting, I asked the girl what my available balance was she told me 46.00 I asked her if I had anything pending, she said I did but that Chase already deducted the amount for the pending transaction. I believed her and took out 32 dollars. Lone and behold I call the next day and check my balance, I am negative 7 dollars. HOW THE FUCK!!!
I had to leave my house W AN EMPTY TANK and drive to the fucking bank and deposit a 7.00 check from my mother before 4:00 pm just so that i didnt over draft and pay a 35.00 fee. This happens to me atleast 4 times a month!
I FUCKING HATE THIS BANK. NO ONE IN THERE KNOWS WHAT THEY ARE FUCKIN TALKING ABOUT, NOT THE TELLER, THE MANAGER, SUPERVISOR, JANITOR, NOBODY!!!. IF THEY DONT KNOW WHATS GOING ON IN MY ACCOUNT HOW THE FUCK SHOULD I!!!
AND IF SOMETHING IS FUCKING PENDING, DEDUCT IT FROM MY AVAILABLE BALANCE YOU STUPID FUCKS WHAT ELSE DO I NEED YOU FOR???? THE LEAST U CAN DO IS KNOW MY GOD DAMN BALANCE!

AND YOU OBVIOUSLY KNOW MY BALANCE BECAUSE U ARE QUICK TO SEND ME AN OVERDRAFT FEE. YOU EVIL FUCKS.

which is why i cancelled, which BTW took me 4 attempts to do because it took them forever to clear pending transactions. I am so glad I transfered to bank of america they let me get 10 bucks from the atm and pink hello kitty checks :)
jfhinhtx August 6, 2009
CHASE SUCKS
We're customers of WaMu and loved the bank; never had any problems with them.
Now we were moved to Chase but we're looking for another bank because the service we're getting from Chase is terrible.
Credit Cards: I've had a credit card with Chase for several years. Recently, when checking over my online accounts, I was stunned to see they'd lowered my credit limit by $5000.00!! Needless to say, this made the balance I was carrying reflect a much higher percentage of debt/credit ratio. (There go some points off my credit score.) And they didn't even have the courtesy to send me written notification of the reduction!!
Accounting Practices: Since Chase has now merged the WaMu checking/savings accounts (TX), our online statement has had so many mistakes that I have to check it daily. There are debits which reflect incorrect amounts and there are some debits that post properly but then disappear from my statement for several days. When I tried to call Customer Service, I was routed to an overseas Rep who was obviously reading from a script. Not only could he not understand my questions, but his accent forced me to ask him to repeat everything numerous times. When I went to our local branch, the Rep said "sorry", but "all the discrepancies are occurring because of the computer switchover. And, they're working to get them straightened out." Meanwhile, she also told me if I noticed any more debits that post and then disappear, I'm supposed to be sure to keep enough money in the account to cover them. (Yes, I'm supposed to keep track of my account balance during THEIR screwed up computer switch!! And, let me tell you, it's getting old to have to check every transaction; look for postings which have temporarily dropped off; and maintain an accurate balance.
So, if anyone out there is a former WaMu customer in TX whose checking/savings information has just merged with Chase, you may want to monitor your account for discrepancies. Good luck.
bobo85301 July 26, 2009
CROOKS
FIRST OFF I DO UNDERSTAND WHY CHASE IS SHUTTING DOWN THE WAMU CARDS BUT WHAT I DONT UNDERSTAND IS THE STUPID REMARKS BY CHASE EMPLOYEES, LIKE ALL THE CREDIT CARD COMPANIES ARE DOING IT. WRONG, NOT LIKE CHASE. THEY CAN HAVE MY WAMU CARD. STUPID REMARKS LIKE MY WIFE GOT WHEN THEY CANCELED HER CARD WAS SHORT HISTORY. THE DUMB JACKASSES. OF COURSE IT WILL BE A SHORT HISTORY WITH CHASE BUT NOT WITH WAMU. ANOTHER REASON THEY SAID IT WAS CANCELED IS LOW LIMIT. SHE HAD A 5K LIMIT. ALSO WHEN THEY GOT WAMU, THEY ALSO GOT THE CONTRACTS WITH IT ON BALANCE TRANSFERS. THEY CAN NOT IN NO WAY SHAPE OR FORM BASED ON THE TRUTH AND LENDING RAISE, CHANGE OR ALTER THE INTEREST RATE, OR MIN DUE OR EVEN THE DUE DATE. WHAT CHASE DID IN LATE 2008 AND 2009 BY ADDING A 10.00 CHARGE TO THE PAYMENT ON BALANCE TRANSFERS WAS REALLY STUPID ON THEIR PART. AS FOR THE EMPLOYEE THAT MADE A REMARK ABOUT BEING STUPID. YOU AND PEOPLE LIKE YOU ARE THE REASON I DONT BANK THERE.
beth March 24, 2009
Took away FICO benefit
WAMU - Washington Mutual offered the benefit of accessing our FICO score along with credit card management services at no charge when you were accepted for their credit card. Well, now that Chase has taken over WAMU Chase is not honoring that benefit and has taken away that access and services. It was a great way to manage finances and keep track of our FICO score.

I am really upset and when I called the main office of Chase, they only said they would pass the message on of my concern. It is really bad that a bank would take this service away when they could actually make more money by offering extra services.

Everyone who banks with this company should make a complaint to the bank and say they want this service back.

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