These people are frauds!!! and that is being nice. I have received several letters from them stating that I bounced a check at a Honda Dealership in a city that i have not even lived in for 5 years. Supposedly this check was for $400. Ummm, let's see...the only business I ever did with this dealership was the purchase of a car (and I frankly don't remember what I gave them for a down payment, but the check sure as hell did'nt bounce) and a few minor service things (oil changes and stuff)
So I get these letters, i call the dealership just out of curiosity and surprise, they have absolutely no record of any collections actions against me for anything. I don't even have that particular car anymore, it's been so long. They did request that I fax them a copy of the letter because they were rather curious as to who was attempting to collect debts using their name.
Sure they throw around all kinds of frightening language and empty threats like "legal action, prosecution and my favorite "writing bad checks is a crime in ______. (fill in the state here. Ummm...so where is it NOT a crime to write bad checks?
Anyhow, do not pay these clowns any attention or any money for that matter. Do not even call them because they will only verbally threaten and abuse you in the hopes of getting you to part with your cash. The claim they are in New York, but a little research will tell you that they are NOT a registered debt collection agent in the state of New York.
Your best bet is to just ignore these freaks. I actually get kind of a chuckle when I get a letter from them. Criminal prosecution huh?...yeah, ahh go right ahead.