http://www.choicegoldcredit.com/terms.aspx These are the scammers that are ripping everyone off. A simple twist of the name. Read there terms and you will notice something, this is just a small portion of the website.

2. Disclaimers. CHOICEGOLDCREDIT.COM IS NOT A CREDIT SERVICES ORGANIZATION, FINANCIAL OR BANKING INSTITUTION, NOR IS IT AFFILIATED WITH ANY CREDIT SERVICES ORGANIZATION, FINANCIAL OR BANKING INSTITUTION. A CHOICEGOLDCREDIT.COM ACCOUNT IS A LINE OF CREDIT THAT CAN BE USED BY AN ACCOUNT HOLDER TO SHOP EXCLUSIVELY AT OUR ONLINE SHOPPING WEBSITE. THERE ARE DOWN PAYMENT REQUIREMENTS FOR MOST PURCHASES AT OUR WEBSITE. CHOICEGOLDCREDIT.COM DOES NOT FACILITATE, NOR PROVIDE ASSITANCE, IN OBTAINING CREDIT FROM ANY OTHER CREDIT-ISSUING ENTITIES. CHOICEGOLDCREDIT.COM DOES REPORT A NEW LINE OF CREDIT TO THE CREDIT BUREAUS. CHOICEGOLDCREDIT.COM DOES NOT CHARGE AN ADVANCED FEE TO ESTABLISH CREDIT, NOR DOES CHOICEGOLDCREDIT.COM ATTEMPT, OR CLAIM TO ATTEMPT, TO ESTABLISH, RE-ESTABLISH OR REPAIR ANY CUSTOMER CREDIT HISTORY. THERE IS A ONE TIME FEE OF $99.95 ASSOCIATED WITH THE ACCOUNT. IN ADDITION, THERE ARE MONTHLY ACCOUNT MAINTENANCE FEES OF $15.00 PER MONTH.

3. Additional Terms and Conditions for CHOICEGOLDCREDIT.COM Accounts.