Chrysler Financial
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Category: Automotive
Contact Information United States
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Chrysler Financial Reviews
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June 10, 2008
Harassment and fraudulent collections
I am having a terrible experience with Chrysler financial too..They are rude, they don't want to listen to your situation and just want to cut you off all the time and threatening you... unwilling to give me my accurate balance... I was running behind on two payments, due to medical conditions... my husband is the account holder... he is a handyman and in the remodeling business and gets paid everytime he finishes a project..I explained that to Chrysler financial and we always caught up with pur payment within three months... it's hard for us to save with me no able to work with 3 kids... I had to surgeries in the last 7 months... a c-section and another surgery just last april... my baby was born with heart problems and was in NICU when he was born... he is on treatment... since my husband is self employed, my son's and my health is not to0 good, we had lots of medical bills since we did not have insurance...
Yhe worst is that the town & country (used) we bought just in november 2006, has transmission problem since december 2007... just a year after we bought it... one window on the drivers side fell aprt... the car is basically a junk and we still have to pay the $2626 0n it... we bought it for $8000... Crysler loan us $6000 I explained our situation to Chrysler financial before, but they keep harassing us with 100's of phone calls, even at 10 p.m. and early mornings and sundays... today I called to make 2 payments... leaving me only one month behind... they told me that the whole balance was due and that interest would be accrued everyday... when I asked about the rate... she wouldn't tell and told me that it would vary, meaning they can increase it as much as they want... they have already charged me $300 interest for the 3 late payments..when I initially called an 800, they told me there was no balance in my account... I was given 3 different 800's before I ended at the right dept!!! I was shocked when they told me that the whole balance was due or else they would pick the car... that's the only one I have to drive my baby son for medical checks!!! they wouldn't listen and told me that my a/c was charged off and I needed to pay the who amount or make monthly payment of $500... my original monthly payment is $263 and I had until december to pay... they are so rude, not compassionate employees... just wanting to earn their commission, disregarding your situation... it's horrible!!!
It has caused me a lot of stress... in august last year they even called me, while I was in the hospital, just after I had a c-section and my baby was on NICU... they called me on my cell-phone!!! I told them I was in the hospital, they would still harass me!!!
It's not that I am not willing to pay... without the late huge interest, my account balance would have been $1700... now I owed $2150... we have paid $4000 our of $6500!!! For a car that has transmission problem and window fallen apart just after a year!!!
They are so inconsiderate and have no customer service...just running after their commission, these evil agents!!!
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June 5, 2008
Poor customer service
My checking account of 20 years was hacked. Due to that fact, the bank had to change my account number because they wanted me to be safe (thank you Wachovia) I had already posted my payment on time to Chrysler financial. But because of the mishap I had to call customer service and let them know what had happened. I explained what had happened and they said no problem go online and make a new payment and change all of your information and it will still post on time. Well it didn't. When I called back they said I used the wrong account number and because of that I will have to pay a late fee. I was told by a supervisor Sarah Riley that I would have to pay the late fee no matter what happened and that was that. I asked to speak to another person. She told me she would not transfer me and that no one is going to waive the late fee so I had better make arrangements to pay today. As if I was a crook and was not going to pay...I have 2 more payments left on my car... I must have made other payments. I will NEVER use Chrysler Financial again for a Loan on a vehicle again. RUDE!!
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June 4, 2008
Chrysler ruined my credit
I financed a Chrysler 300M with our local dealer, whom I have bought 3 Chryslers from in 7 years, my first payment was due March 1, 07. June 1st, 2008 Chrysler financial reported 6 30 day late on my credit report. After speaking with every idiot working for the finance company I finally called the sales manager at the dealership and he put me in contact with the a finance manager in Mi. She informed me that my first payment was due Feb. 1st, 2007 and every payment has been 30 days late since. She explained that as a result of an audit they found the problem. She claimed that they tried to repo the car three times and sent many registered letters but could not provide proof that I signed for these. Chrysler financial has NEVER called to inform me that I was late. My contract states that my sale was 12/30/06. I didn't buy the car until the 3rd week in January but the dealership pushed back the date so I could receive the rebates/tax break. Big Mistake! I’m fighting with Chrysler financial trying to get this off my credit. I have never been late in 7 years. Loyal customers do not mean anything to this company. They lie, cheat and steal. I will never buy another Chrysler and I will keep fighting with my last breath.
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May 20, 2008
Chrysler Financial - Steven Lewis
I had the misfortune of being all of a day late with my payment to Chrysler when I got two nasty calls from STEVEN LEWIS. He first called and left a nasty message on my cell phone saying it was "Mr. Lewis" calling.
The next day he calls again as "Mr. Lewis" as if that makes him more important sounding (the guy is all of 21 and already a rude and nasty individual. He inquires about the payment. I tell him I'll send it in 3 days (big deal get over yourself).
He then become abusive and yelling at me that I don't take my debt with the company seriously and that I'm not the kind of person they want to do business with. I warned him about his tone and that if he wanted to talk to me he'd better change his attitude fast. He ignored it and continued ranting like the little piece of crud he is. I warned him again, it had no affect and hung up on him.
I called back to talk to a supervisor who confirmed that "Mr. Lewis" is STEVEN LEWIS (call the company sometime and say hi to our nasty little friend). I asked her if her company condones this sort of behavior and apparently they do. She was no better than him. I just don't get why they feel they have to be abusive and nasty and can't just have a polite conversation with you. I will never ever finance through them again and would love to shove my car up STEVEN LEWIS' trunk. How sad and pathetic this man is. He probably makes all of $3.25 per hour to walk around like a pompus little jerk. I have no idea how people like that sleep at night but hoepfully karma will bite him soon enough. Again that was STEVEN LEWIS.
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May 14, 2008
Fraudulent collection practices!
In December 2007, I received a letter from Chrysler Corp offering an early lease termination of 5 payments on my Chrysler Crossfire SRT6 if I leased a new Chrysler. I gave the letter to Urban Chrysler in Foothill Ranch, CA and leased a new Chrysler 300C. 2 months later Chrysler Financial began hounding me for past due payments on the old lease. In the meantime, the dealer has gone bankrupt and I am unable to retrieve a copy of this letter. This letter should be common knowledge at Chrysler Financial, yet they have ripped me off for $1860 because they know I can't obtain the letter from the bankrupt dealer. This is atrocious!!!
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May 13, 2008
Beware
I was involved in a purchase of a 1999 Dodge Ram. The dealer misrepres3ented the true facts and circumstances to Chrysler of the contract and applications of both parties, instead the dealer sold the truck in truth to the supposedly "co-signer". The truck was never rightfully titled to the rightful applicant and true purchaser. The down payment cash of 4000.oo was made by the true purchaser not the co-signer. And the title was never, included with the real purchasers name as two parties co-signer and purchaser, the payments were made timely by the true purchaser until Chrysler financial found out it was to late.
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May 9, 2008
Terrible customer service
I mailed in a payment to Chrysler financial which they received and it cleared Apr 7th.A week later I started getting calls from them. I was informed my payment had bounced. I had my bank to fax them a letter and a copy of my bank statement showing that my payment had cleared. I have been continuously harassed over this and my account has not been cleared up yet. I have bought 5 new vehicles and never again will I buy from them. Their Customer service ***.They will never get my business again.Chrysler Finacial Customer Service ***!
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May 8, 2008
They have lost another customer
I would like to start by saying that I have had two vehicles financed by Chrysler Financial. My first, a '05 PT Cruiser I bought brand new with 60 miles on it at a 4% interest rate. Drove it, loved it, never a problem, and always paid more than what my set payment was. So, why not continue business with a relatively problem free company right? It was my thought when I decided I wanted to trade my car in and get a new one.
In August of 2007, I traded my PT in on a '05 Chrysler Crossfire with 9000 miles certified by Chrysler. When I signed my contract there was a 10% interest rate. I asked why so high, seeing as my income was considerably higher than when I purchased my first car and my credit had not changed. I was told interest is always higher on a pre-owned vehicle. I signed and drove home my new car. Three weeks later, I get a call from Chrysler Financial demanding payment on my PT. I explained I had traded that car in and no longer had possession of it. Something you think they would know since I was again financed with them. I contacted the dealer and asked why my car had not been paid off and they told me there were some minor changes in my contract and I needed to come in and sign a "revised" version of my contract before they would pay off my car. Mind you, they never once contacted me before my call and during this I had to make a payment on a car I had not had in three weeks along with my new payment after being threatened that late payments were going to be posted on my credit report for my PT. My "new" contract had a 20% interest rate!!! I refused and demanded my car back. I spoke to Chrysler who offered no reason for the hike in the rate to a loyal customer but did ask when I was going to make the next payment for my PT which had another payment due. My insurance had already been cancelled on my PT and there were many more miles on it from when I had traded it in, the navigation cd was missing and I was basically bullied into signing the new contract to prevent my credit from being tarnished. After the second temp tag, I still had not received paperwork to register my vehicle and my PT still had not been paid off. Chrysler refused to issue any more temp tags and Chrysler Financial finally sent my paper work two months later.
Which brings us to now...I have made over the set payments ON TIME since August. Recently, my family increased in number. My crossfire is no longer practical for my family. I have two children. So, the logical step is to trade it in. I began looking for a family friendly car in March of 2008. I have owned this car for 9 months now. It is in perfect condition and has less than 18K miles on it. Toyota- trade-in appraisal=$10, 000., Honda- trade-in appraisal=$8, 000., Car-Max- trade-in appraisal=$10, 000. You see a trend here? Chrysler- trade-in appraisal= you ready? $7, 000. You have got to be kidding. I understand depreciation of a vehicle but as of now I am $14, 000. Upside-down in this vehicle. That’s a whole other car!!! Next option, refinance.
I contact both my banks as well as my credit union. All three tell me they are only able to refinance 90% of the cars worth which are $14, 000. I call Chrysler and tell them the situation and ask for them to refinance so I am able to trade the car or keep it and obtain another one. I was told by a wonderful woman at Chrysler that I signed a contract and its too bad but they don’t refinance contracts but that Chrysler is in the business of helping people and if there is anything else they can do let them know. Huh? LOL.
Am I pissed, ABSOLUTELY!! I paid $21, 000. For this car 9 months ago and as of this date the car is worth a mere $7, 000? Way to back a product. Chrysler has basically stuck me in a vehicle that sits in my garage and I am unable to drive with two children. They, themselves, refuse to help in this situation and have turned their backs on a loyal customer. I contact them once a week in response to the 17 calls I get a day beginning at 7am harassing me. The last rep I spoke to told me to get a helmet and matches. Nice way to support the customers that support the company. Obviously, he wasn't recording that call.
I have exhausted every avenue to deal with this as a responsible adult that DOES pay bills on time. I have on several occasions requested a transfer of equity form from Chrysler in order to have someone take over payments and try to save my credit, they refuse. I have of last week told them, in PLAIN English, to pick up their prized possession, they also refuse. Instead, they would rather call and treat me like a deadbeat making threats that are ridiculous and full of malice.
As a result of this, I decided to look around at the Chrysler dealerships. On the new showroom, $40, 000. Cars, on the "pre-owned" the same cars with the same options and less than 20k miles for less than $20, 000. Way to go Chrysler.
I wait the day this company no longer exists and the people Chrysler has harmed in the process get peace of mind.
I will never again do business with a company that has no regard for its customers and even less regard for the product it provides.
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April 28, 2008
Very rude customer service
My first 6 payments were not reported to credit bureaus but when I fell short due to health issues they reported me, not to mention that when I took 2 deferments they listed it as non payment and repo my car. My 81 yr old mother lived in another state and they would call her everyday at 7:30 am and again in afternoon as well as evening being very rude as to why I am not calling them asap, she asked them repeatedly to stop calling her because she was very ill--dying of liver cancer and it was upsetting her with their rude behaviour, but that didn't stop them --the next day same thing up until she passed away 8/07. When I went to KY for the funeral on the same day she was buried they called at 7:30 am I explained to the "man" that my mother had asked for the calls to stop and they didn't and she had nothing to do with my loan I told him this was harassment he said they have to do whatever they can to reach me I told him that my mother was very ill and had passed and all he could say was when can I expect a payment? I will never buy another car from "Chrysler" again due to the immoral ethics that they use to contact their customers and it doesn't matter how many times you complain to a supervisor it doesn't get any better. I will now only purchase foreign made cars. "Chrysler" is like a bad mother-in-law always over your shoulder, mouthing off not considering your feelings or concern about the bad situation you are going through. You just want to turn around and drop kick them both. In my world: no more chrysler or mother-in -laws
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February 29, 2008
Their mistake yet still give me crappy customer service!
I had made a payment by phone on my daughter's Dodge Neon. I usually made the payment on the internet but on that particular day, their internet site wouldn't let me make an on-line payment. The payment by phone was for $250 plus a $7 Western Union fee. A couple of days later I attempted to withdraw money from a local ATM machine and the transaction could not complete because apparently my balance in the back didn't cover the fairly small amount I was attempting to withdraw. After speaking with my bank I discovered that Chrysler Financial had taken not only one payment as I had authorized, but they took TWO PAYMENTS!! They also took another $7 fee for the second $250!! I figured this mistake would be an easy fix so I called Chrysler Financial on Monday (2/25/08) and after speaking with about 3 different representatives, they did admit that they had taken an extra $257 out of my bank and they would refund me the money...via regular mail!! I told rep after rep that if they could suck my money out of my bank in a matter of minutes for a payment on that car then since they had now made a mistake, they could automatically put that money back into my checking account. These people are extremely rude and uncompassionate! I pleaded with them that that $250 was basically my gas money that I needed to make sure I had enough to get me to & from work until the next pay period. They don't care! One lady even laughed about it and refused to allow me to talk to her supervisor stating, "What's wrong lady, don't you want to talk to me?"...in a very smartass way! The last "supervisor"?? I spoke with told me the best he could do for me was to send me the money via FedEx. I defeatedly agreed to this. That was Monday, this is Saturday morning...and guess what...no check! The last time I called Chrysler Financial was on Wednesday (2/27/08) when I was informed that the check had been sent out via REGULAR MAIL and then the customer service rep added that I should feel free to give them a call back if the check hasn't arrived within a few more days.....why should I bother calling them ever again....they do absolutely nothing to help, laugh at you when you feel helpless and LIE!!
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