My partner and i rang this company on the 5/10/09 as we were having financial difficulties, so we thought that they`d help us we did everything over the phone, the asked for a payment of £765.00 up front on the understanding that was our first payment to our creditors but it wasn`t it was there payment charges for using there services. Then we had to pay them £500.00 a month which we thought all the money was for the companies we owed money to but unfortunately £84.00 was going to churchwood itself for using them, we were still getting phone calls from the companies months after we put it in churchwood hands, so to my knowledge they`ve had just short of £1700.00 out of us which we could have paid off our creditors but no they lined there own pockets. Last October I rang them and told them I didn`t like how they ran there business and told them I wanted no more dealings with them, we got in touch with CCCS who ran through everything we had to do and they were brilliant there service is free of charge and now I deal with the creditors myself after explaining our circumstance they accepted what we can afford to pay each month granted its going to take forever to pay off but least the phone calls have stop.

Due to the recent credit crunch my wife and I are experiencing financial difficulties and we found Churchwood Financial Limited on the internet. We rang them and they took our details and sent us out an application form which we completed and telephoned them when this had been done. They then advised us that a gentleman would call on Thursday evening and collect all the papework, which he did. We were then told to pay the £550 and we would then be assigned our own financial advisor. I paid the money by debit card on the 2 March 2009, this was duly taken from my account. Since the money has been paid we have heard nothing from Churchwood about our case. We had phone calls from about six or seven different people who knew nothing about our account i.e who our advisor was. I have given my mobile details three times but they never had it when I did speak to anyone. The people we spoke to have said we haven't received your information or some have said yes but that nothing has been done. We even had a call from one member of staff saying congratulations you have been accepted for a loan, which we have never even applied for. I have tried to ring them on numerous occasions but I am put on hold and them cut off. My wife both faxed and wrote to them on the 6 March stating that due to the poor service we wished to cancel the contract and have our money returned but we have never heard from anyone. My wife has written two letters to their complaints department but yet again have received no reply. This company is a total waste of space and I would advise anyone never to use them as they just take your money and they never contact you again afterwards.