I checked my bank account this morning. I had a charge of 12.95 from CIC*CE. This is a free credit report scam!!! I had cancelled this back in December of 2008 after I was charged 12.95. After looking over my bank account info, I see another 12.95 charge from the same company. When I called them to explain the situation, they told me I had never called to cancel! They will not refund my money-big surprise!!! SCAM!! SCAM! SCAM!