I never inquired to no product from cic credit and when I did recent account activity to my checking account, I found that they were taking $24.95 out of my bank. I'm not even sure as to what their services are.

i am getting charged without my permission. how do i stop further charges and get my account credited what was taken

Please find below the certified letter I sent to CIC Credit Monitoring who is also Experian and have those niffty comercials freecreditreport.com. They only supply a fax number and a P.O. Box number for Consumer Relations which is where you are directed if you have a dispute. They have not responed and are still taking out money from my account, and have been doing so for over a year.

February 10, 2009


CIC Credit Monitoring
Attn: Consumer Relations
P.O. Box 19729
Ervine, CA 02623-9729
Re: Incident # 836091-54
Incident # 753372-02

CIC Credit Monitoring,

Please find enclosed copies of my bank statements from 2/13/08 – 1/13/09. I have highlighted the debit amounts of the monies that you have deducted and the overdrafts that have resulted because of your unauthorized access to my account. Again you state that you cannot find anything that shows any debits in the amount of $9.95. The total of this debit of $9.95 for 12 months is $119.40 (I haven’t included a copy of the bank statement ending February 13th as I have not received the statement yet, but my bank states that the amount of $9.95 was extracted on 1/30/09). Also the overdrafts have a total of $78.00 plus a $10.00 cont. overdraft for a total of $88.00. This brings the total due me at $207.40. I have also included my letter of 8/28/08 to you regarding this situation, which I might add had no response from you. I have also included a copy of my driver’s license so that you can confirm that I do exist. Again I have sent a copy of this letter to the FTC, FCC, and Consumer Fraud. I expect a speedy refund and expect you to no longer access my account.

This company started making unauthorized double-charges for a credit monitoring system. For me it is $23.90 per month. (11.95 per service.) I have no idea who this company is and how they were able to obtain my credit card number. I have a phone number, but it is difficult to get through to them on the phone. They want a lot of personal information over the phone which I will not give them. My credit card advised me not to give them any more information. My credit card is disputing the charges. CIC will hang up on you on the phone, when you question who they are and how they obtained information. They will not allow you to cancel over the phone. It is very frustrating, because I feel like there is little I can do to stop this fraud. I heard that this can start from requesting a free credit report, but that is not the case with me. I did not request anything when these charges started. Beware! Check your credit card statements!

this was supposed to be free when i tried to cancel it theres no number to call and their still charging my bank account i have nw notified my bank about this