I signed up for a free credit report through Freecreditreport.com. Then the charges began to roll in at $12.95 every month. I requested a cancellation of my account that apparently fell on deaf ears. After 3 months of charges, I eventually had to escalate my request via phone to a supervisor. The number called was 8774816825. The hold was lengthy, but well worth it. I guess I'll see next month if the charge still shows up.