They have done the same thing to my fiance'. Lucky he caught it within 3 moths of the first charge. He called and cancelled and then raised a little hell until they refunded the last charge. Then he disputed the other 2 moths with his credit card company. I found it funny that when he gave the name on the statement to the costomer rep. she immediatly knew it was free credit report. com, without even looking it up on the computer!! She immediatly refunded the other 2 months and blocked CIC from charging him again. Looks like Bank of America has dealt with them before......and I wouldn't be surprised if they have sued CIC. My fiance' did some checking on the net and found that there are lawsuits against CIC in 6 different states already!! I just want everyone to know that if you stay persistant with CIC and your credit card company, you can get ALL of your money back.