I just happened to be going over credit card charges to tighten up the budget and noticed that this CIC*CC was charging my credit card $14.95 for the last seven months! I never even saw my credit report. I haven't called them, but I will tomorrow. Just for the record, I am so sick and tired of these online 'scams'. You look at something out of curiosity and the next thing you know, you've been charged for something that you never got. Watch out for the credit card companies as well...every time I have called my credit card co's for any reason at all, they always try to sell me this 'credit protection' crap that I don't need. ARGGGGG