This Co. has been charging me $12.95 a month for services I DID NOT sign up for. They say I did. I thought I was getting my "FREE" credit report. So far it has cost me $51.80!!!! When I now try to go to the website it tells me " sorry we cannot process your request at this time". It is an Experian website. My WaMu (Providian) credit card service tells me they will "Try" to stop any future charges but cannot guarntee it and that they will send me forms to dispute the past 60 days charges. In the meantime I will be charged. I don't mind paying for services I order but we need protection from this kind of thing.