I HAD TAKEN A LOAN FROM CITI FINANCIAL LOAN ACCUNT NUMBER 16050645 ON 5 TH NOVEMBER 2009 FOR RS
10000000/-(ONE CRORE) THE LOAN WAS DISBURSED BY ONE OF THE STAFF OF CITI FINANCIAL MR
DINESH DHIMAN (ASS MANAGER MORTGAGE AS COMMUNICATED BY
HIM).THE LOAN WAS DISBURSED ON THE FOLLOWING CONDITION
LOAN AMOUNT 1 CRORE
ROI 11.75%
PRECLOSURE CHARGES 1% ON OUTSTANDING BALANCE AFTER ONE YEAR
MOREOVER I WAS GIVEN A LETTER ON THE LETTER HEAD OF CITI FINANCIAL CONFIRMING THE ABOVE
MENTIONED CONDITIONS SIGNED BY ASST MANAGER MORTGAGE.
NOW I HAVE COME TO PRECLOSE THE
LOAN BUT THE STAFF OF CITIFINANCIAL IS DENYING TO ACCEPT THIS LETTER AND ASKING FOR A PRE
PAYMENT PANELTY OF 3%.
FINALLY I HAVE AGREED TO CHECK
THE AUTHENCITY OF THIS LETTER & I HAVE MADE A PAYMENT OF RS 8309870 ON
THE CONDITION THAT IF THIS LETTER PROVES TO BE GENUINE THAN EXCESS
PAYMENT OF 2% WITH INTEREST WILL BE REFUNDED TO ME AS EARLY AS POSSIBLE
I HAVE CLOSE THE LOAN ACCOUNT ON 9/2/2011 BUT I AM NOT RECEIVED ANY SATISFACTORING ANSWER REGARDING THIS MATTER FROM CITI FINANCIAL .I WANT THAT CITIFINANCIAL REFUNDED EXCESS PRECLOSURE CHARGES WITH INTEREST.